Filing Flows › Kingstone Companies (KINS) › Q3 2026
Kingstone Companies (KINS) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Kingstone Companies (KINS) reported revenue of $67.5M for the third quarter 2026 (Q3 2026), +21% from a year earlier and +3% from the quarter before. Operating margin was 33.0%, net earnings $17.6M (26.0% of revenue).
Kingstone Companies, Q3 2026: revenue $67.5M (+21% year over year), operating margin 33.0%, net earnings $17.6M, operating cash flow $21.8M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $67.5M | +3% | +21% |
| Operating profit | $22.3M | +14% | +63% |
| Net earnings | $17.6M | +14% | +62% |
| Operating cash flow | $21.8M | -24% | -16% |
| Free cash flow | $21.0M | -25% | -17% |
What changed
Revenue was $67.5M in Q3 2026, up 21% year over year and up 3% from the previous quarter.
Operating profit was $22.3M, a 33.0% margin (up 8.4 points year over year). Of the extra revenue versus Q3 2025, 72% reached operating profit, above the 25% margin then. Total costs grew 8% against revenue growth of 21%. Net earnings were $17.6M, up 62% year over year. The effective tax rate was 21.2%.
Operating cash flow was $21.8M (down 16% year over year), 124% of net earnings. Non-cash charges added back $806K of depreciation and amortization and $663K of share-based compensation. Working capital and other items added $2.8M. Capital expenditures of $879K left free cash flow of $21.0M.
Questions
What was Kingstone Companies' revenue in the third quarter 2026?
Kingstone Companies (KINS) reported revenue of $67.5M for the third quarter 2026 (Q3 2026), +21% from a year earlier and +3% from the quarter before.
Was Kingstone Companies profitable in the third quarter 2026?
Operating profit was $22.3M (33.0% of revenue) and net earnings $17.6M.