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Kemper (KMPR) Q2 2026 earnings results (second quarter 2026)

10-Q filed Aug 5, 2026

Kemper (KMPR) reported revenue of $1.1B for the second quarter 2026 (Q2 2026), -11% from a year earlier and -1% from the quarter before. Operating margin was -42.7%, net loss $466M (42.6% of revenue).

Revenue$1.1B
Year over year-11%
Quarter over quarter-1%
Operating margin-42.7%
Net earnings−$466M

Kemper, Q2 2026: revenue $1.1B (-11% year over year), operating margin -42.7%, net loss $466M, operating cash flow $30.5M. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$1.1B-1%-11%
Operating profit−$467M—-634%
Net earnings−$466M—-742%
Operating cash flow$30.5M-66%-66%
Free cash flow$19.1M-75%-77%

What changed

Revenue was $1.1B in Q2 2026, down 11% year over year and down 1% from the previous quarter.

Operating costs exceeded revenue by $0.47B, an operating margin of -42.7%. Total costs grew 37% against a revenue fall of 11%. The quarter ended with a net loss of $0.47B, wider than the previous quarter's $4.4M loss. Minority interests bore $1.2M of it: to shareholders the quarter was a loss of $0.46B.

Operating cash flow was $0.03B (down 66% year over year). Non-cash charges added back $0.01B of depreciation and amortization. Working capital and other items added $0.48B. Capital expenditures of $0.01B left free cash flow of $0.02B.

Questions

What was Kemper's revenue in the second quarter 2026?

Kemper (KMPR) reported revenue of $1.1B for the second quarter 2026 (Q2 2026), -11% from a year earlier and -1% from the quarter before.

Was Kemper profitable in the second quarter 2026?

Operating loss was $467M (-42.7% of revenue) and net loss $466M.

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Source: Kemper 10-Q on SEC EDGAR.