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Kearny Financial cash flow, quarter by quarter

Latest: Q1 FY27 · from the cash-flow statements filed with the SEC

Free cash flow$9.3M in Q1 FY27 · $45.6M over twelve months

Operating cash flow$9.3M
Free cash flow+$9.3M
Cash / net income0.9×

Analysis

In Q1 FY27, Kearny Financial generated $9.3M of operating cash flow. That is $7.8M more than in Q1 FY26 ($1.5M).

Over the twelve months to Sep 30, 2026, operating cash flow was $45.6M; the largest uses were other investing ($161M), dividends ($27.9M); besides operations, cash came from other financing ($129M); the cash balance fell by $14.3M.

Operating cash flow was $9.3M against net income of $10.0M — 0.9× profit, roughly in line with earnings. The largest differences: other liabilities −$4.1M, prepaid and other assets +$3.1M, deferred taxes +$1.4M.

Free cash flow

Kearny Financial: free cash flow by quarterKearny Financial: free cash flow by quarter−$2.7MQ2 FY25$16.8MQ3 FY25$8.1MQ4 FY25$1.5MQ1 FY26$14.3MQ2 FY26$7.9MQ3 FY26$14.0MQ4 FY26$9.3MQ1 FY27
Operating cash flow less capital spending.
Kearny Financial: operating cash flow against capital spendingKearny Financial: operating cash flow against capital spendingOperating cash flowCapital spending−$2.7M$0Q2 FY25$16.8M$0Q3 FY25$8.1M$0Q4 FY25$1.5M$0Q1 FY26$14.3M$0Q2 FY26$7.9M$0Q3 FY26$14.0M$0Q4 FY26$9.3M$0Q1 FY27
Latest (Q1 FY27): Operating cash flow $9.3M, Capital spending $0.

Capital allocation, year by year

Kearny Financial: where the cash came from (up) and went (down), by fiscal yearKearny Financial: where the cash came from (up) and went (down), by fiscal yearOperating cash flowCapital spendingDividendsFY22: Operating cash flow $81.3MFY22: Capital spending −$2.9MFY22: Dividends −$30.7M$81.3MFY22FY23: Operating cash flow $69.5MFY23: Capital spending −$1.4MFY23: Dividends −$28.5M$69.5MFY23FY24: Operating cash flow $44.0MFY24: Capital spending −$1.4MFY24: Dividends −$27.6M$44.0MFY24FY25: Operating cash flow $24.8MFY25: Capital spending −$3.4MFY25: Dividends −$27.6M$24.8MFY25FY26: Operating cash flow $37.7MFY26: Capital spending −$2.5MFY26: Dividends −$27.8M$37.7MFY26
Over these 5 years operating cash flow totalled $257M; the largest uses were dividends ($142M) and capital spending ($11.5M). Cash-flow statements as filed.

Where the cash came from and went

Kearny Financial: sources (+) and uses (−) of cash, Q1 FY27Kearny Financial: sources (+) and uses (−) of cash, Q1 FY27Other investing−$118MOther financing$108MOperating cash flow$9.3MAcquisitions$9.0MDividends−$7.2MCash drawn (+) / kept (−)−$1.0M
Kearny Financial: sources (+) and uses (−) of cash, TTM to Q1 FY27Kearny Financial: sources (+) and uses (−) of cash, TTM to Q1 FY27Other investing−$161MOther financing$129MOperating cash flow$45.6MDividends−$27.9MCash drawn (+) / kept (−)$14.3M

From profit to cash

Kearny Financial: net income to operating cash flow, Q1 FY27Kearny Financial: net income to operating cash flow, Q1 FY27Net income$10.0MDepreciation & amortization$952KStock-based pay$942KDeferred taxes$1.4MPrepaid and other assets$3.1MOther liabilities−$4.1MOperating cash flow$9.3M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowAcquisitionsDividendsCash drawn (+) / kept (−)Free cash flow
Q1 FY27$9.3M$9.0M−$7.2M−$1.0M$9.3M
Q4 FY26$14.0M—−$6.9M$9.0M$14.0M
Q3 FY26$7.9M—−$6.9M$23.5M$7.9M
Q2 FY26$14.3M—−$6.9M−$17.2M$14.3M
Q1 FY26$1.5M$12.2M−$7.1M$37.1M$1.5M
Q4 FY25$8.1M—−$6.9M−$41.2M$8.1M
Q3 FY25$16.8M—−$6.9M$15.5M$16.8M
Q2 FY25−$2.7M—−$6.9M$14.0M−$2.7M

Kearny Financial: income statement and cash flow

Kearny Financial, Q1 FY27: revenue $45.3M (+4% year over year), operating margin 28.0%. The chart follows the revenue to costs, profit and cash.

Kearny Financial: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.