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How Lcnb (LCNB) makes money

Lcnb (LCNB) made $25.0M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $19.7M (79%); Noninterest income brought in $5.3M (21%). Of every dollar of revenue, 36¢ was left as operating profit, 29¢ was left as net earnings.

Drawing the Sankey…

Lcnb revenue by segment, Q3 2026Lcnb revenue by segment, Q3 2026Net interest income$19.7MNoninterest income$5.3M
Lcnb: where each dollar of revenue goesLcnb: where each dollar of revenue goesOperating profit36¢Income tax7¢Net earnings29¢Operating cash flow44¢Free cash flow41¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$19.7M78.7%-0.6%+9%
Noninterest income$5.3M21.3%-0.2%-6%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$25.0M100.0%
Operating profit$9.0M35.9%
Income tax$1.7M6.7%
Net earnings$7.3M29.2%
Operating cash flow$10.9M43.6%
Free cash flow$10.2M40.8%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$25.0M+5%

From Lcnb's 10-Q filed Nov 4, 2026 (on EDGAR).

Questions

How does Lcnb make money?

Lcnb (LCNB) made $25.0M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $19.7M (79%); Noninterest income brought in $5.3M (21%). Of every dollar of revenue, 36¢ was left as operating profit, 29¢ was left as net earnings.

What is Lcnb's biggest business?

Net interest income: $19.7M in the third quarter 2026, 79% of revenue, +9% from a year earlier.

What is Lcnb's profit margin?

Net earnings were $7.3M, 29.2% of revenue, in the third quarter 2026; the operating margin was 35.9%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.