Filing Flows › Lakeland Financial (LKFN) › How it makes money
How Lakeland Financial (LKFN) makes money
Lakeland Financial (LKFN) made $73.0M of revenue in the third quarter 2026 (Q3 2026), +6% from a year earlier. Net interest income brought in $60.7M (83%); Noninterest income brought in $12.3M (17%). Of every dollar of revenue, 49¢ was left as operating profit, 40¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $60.7M | 83.2% | +4% | +8% |
| Noninterest income | $12.3M | 16.8% | -2% | -5% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $73.0M | 100.0% |
| Operating profit | $35.7M | 48.9% |
| Income tax | $6.8M | 9.3% |
| Net earnings | $28.9M | 39.5% |
| Operating cash flow | $41.7M | 57.1% |
| Free cash flow | $40.1M | 55.0% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $73.0M | +6% |
From Lakeland Financial's 10-Q filed Oct 28, 2026 (on EDGAR).
Questions
How does Lakeland Financial make money?
Lakeland Financial (LKFN) made $73.0M of revenue in the third quarter 2026 (Q3 2026), +6% from a year earlier. Net interest income brought in $60.7M (83%); Noninterest income brought in $12.3M (17%). Of every dollar of revenue, 49¢ was left as operating profit, 40¢ was left as net earnings.
What is Lakeland Financial's biggest business?
Net interest income: $60.7M in the third quarter 2026, 83% of revenue, +8% from a year earlier.
What is Lakeland Financial's profit margin?
Net earnings were $28.9M, 39.5% of revenue, in the third quarter 2026; the operating margin was 48.9%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.