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Manhattan Bridge Capital cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$1.3M in Q3 2026 · $5.1M over twelve months

Operating cash flow$1.3M
Free cash flow+$1.3M
Cash / net income1.1×

Analysis

In Q3 2026, Manhattan Bridge Capital generated $1.3M of operating cash flow. That is $64K less than in Q3 2025 ($1.4M).

Over the twelve months to Sep 30, 2026, operating cash flow was $5.1M; the largest uses were other financing ($6.4M), dividends ($5.1M), other investing ($1.6M); besides operations, cash came from net borrowing (+) / repaid (−) ($8.0M); the cash balance fell by $23K.

Operating cash flow was $1.3M against net income of $1.2M — 1.1× profit, roughly in line with earnings. The largest differences: prepaid and other assets +$37K, payables −$19K, stock-based pay +$2K.

Free cash flow

Manhattan Bridge Capital: free cash flow by quarterManhattan Bridge Capital: free cash flow by quarter$1.3MQ4 2024$1.2MQ1 2025$1.2MQ2 2025$1.4MQ3 2025$1.1MQ4 2025$1.3MQ1 2026$1.4MQ2 2026$1.3MQ3 2026
Operating cash flow less capital spending.
Manhattan Bridge Capital: operating cash flow against capital spendingManhattan Bridge Capital: operating cash flow against capital spendingOperating cash flowCapital spending$1.3M$0Q4 2024$1.2M$0Q1 2025$1.2M$0Q2 2025$1.4M$0Q3 2025$1.1M$0Q4 2025$1.3M$0Q1 2026$1.4M$0Q2 2026$1.3M$0Q3 2026
Latest (Q3 2026): Operating cash flow $1.3M, Capital spending $0.

Capital allocation, year by year

Manhattan Bridge Capital: where the cash came from (up) and went (down), by fiscal yearManhattan Bridge Capital: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedCapital spendingDividendsFY2021: Operating cash flow $4.6MFY2021: Net borrowing −$4.7MFY2021: Shares issued $12.4MFY2021: Dividends −$5.0M$17.0MFY2021FY2022: Operating cash flow $5.2MFY2022: Net borrowing $9.3MFY2022: Capital spending −$3KFY2022: Dividends −$5.7M$14.5MFY2022FY2023: Operating cash flow $5.4MFY2023: Net borrowing $158KFY2023: Capital spending −$5KFY2023: Dividends −$5.3M$5.6MFY2023FY2024: Operating cash flow $4.9MFY2024: Net borrowing −$8.7MFY2024: Capital spending −$4KFY2024: Dividends −$5.2M$4.9MFY2024FY2025: Operating cash flow $4.9MFY2025: Net borrowing −$4.8MFY2025: Capital spending −$418FY2025: Dividends −$5.3M$4.9MFY2025
Over these 5 years operating cash flow totalled $25.0M; the largest uses were dividends ($26.5M) and net borrowing ($18.2M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$168K
Debt$6.2M
Net debt$6.1M

Manhattan Bridge Capital funds itself: free cash flow was $5.1M over the last twelve months, and $168K of cash and investments stands against $6.2M of debt.

Where the cash came from and went

Manhattan Bridge Capital: sources (+) and uses (−) of cash, Q3 2026Manhattan Bridge Capital: sources (+) and uses (−) of cash, Q3 2026Other investing$2.3MNet borrowing (+) / repaid (−)−$2.3MOperating cash flow$1.3MDividends−$1.3MOther financing−$189KCash drawn (+) / kept (−)$80K
Manhattan Bridge Capital: sources (+) and uses (−) of cash, TTM to Q3 2026Manhattan Bridge Capital: sources (+) and uses (−) of cash, TTM to Q3 2026Net borrowing (+) / repaid (−)$8.0MOther financing−$6.4MOperating cash flow$5.1MDividends−$5.1MOther investing−$1.6MCash drawn (+) / kept (−)$23K

From profit to cash

Manhattan Bridge Capital: net income to operating cash flow, Q3 2026Manhattan Bridge Capital: net income to operating cash flow, Q3 2026Net income$1.2MDepreciation & amortization$355Stock-based pay$2KPayables−$19KPrepaid and other assets$37KOperating cash flow$1.3M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowDividendsNet borrowing (+) / repaid (−)Cash drawn (+) / kept (−)Free cash flow
Q3 2026$1.3M−$1.3M−$2.3M$80K$1.3M
Q2 2026$1.4M−$1.3M−$127K−$51K$1.4M
Q1 2026$1.3M−$1.3M$1.8M$23K$1.3M
Q4 2025$1.1M−$1.3M$8.6M−$28K$1.1M
Q3 2025$1.4M−$1.3M−$7.5M$9K$1.4M
Q2 2025$1.2M−$1.3M$1.7M$13K$1.2M
Q1 2025$1.2M−$1.3M−$1.6M−$21K$1.2M
Q4 2024$1.3M−$1.3M−$2.7M−$34K$1.3M

Manhattan Bridge Capital: income statement and cash flow

Manhattan Bridge Capital, Q3 2026: revenue $2.1M (+0.9% year over year), operating margin 60.1%. The chart follows the revenue to costs, profit and cash.

Manhattan Bridge Capital: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.