Filing Flows › Metropolitan Bank Holding (MCB) › Q2 2025
Metropolitan Bank Holding (MCB) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 1, 2025
Metropolitan Bank Holding (MCB) reported revenue of $76.3M for the second quarter 2025 (Q2 2025), +13% from a year earlier and +8% from the quarter before. Operating margin was 35.1%, net earnings $18.8M (24.6% of revenue).
Metropolitan Bank Holding, Q2 2025: revenue $76.3M (+13% year over year), operating margin 35.1%, net earnings $18.8M, operating cash flow $18.4M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $76.3M | +8% | +13% |
| Operating profit | $26.8M | +15% | +12% |
| Net earnings | $18.8M | +15% | +12% |
| Operating cash flow | $18.4M | +137% | -48% |
What changed
Revenue was $76.3M in Q2 2025, up 13% year over year and up 8% from the previous quarter.
Operating profit was $26.8M, a 35.1% margin (down 0.2 points year over year). Of the extra revenue versus a year earlier, 34% reached operating profit, below the 35% margin then. Total costs grew 13% against revenue growth of 13%. The fastest-growing cost line was Credit loss provision (+315%). Net earnings were $18.8M, up 12% year over year. The effective tax rate was 29.9%.
Operating cash flow was $18.4M (down 48% year over year), 98% of net earnings. Non-cash charges added back $2.6M of share-based compensation. Working capital and other items used $3.0M.
Questions
What was Metropolitan Bank Holding's revenue in the second quarter 2025?
Metropolitan Bank Holding (MCB) reported revenue of $76.3M for the second quarter 2025 (Q2 2025), +13% from a year earlier and +8% from the quarter before.
Was Metropolitan Bank Holding profitable in the second quarter 2025?
Operating profit was $26.8M (35.1% of revenue) and net earnings $18.8M.