Filing Flows › MetroCity Bankshares (MCBS) › How it makes money
How MetroCity Bankshares (MCBS) makes money
MetroCity Bankshares (MCBS) made $47.9M of revenue in the third quarter 2026 (Q3 2026), +26% from a year earlier. Net interest income brought in $43.6M (91%); Noninterest income brought in $4.4M (9%). Of every dollar of revenue, 58¢ was left as operating profit, 51¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $43.6M | 90.9% | -1% | +37% |
| Noninterest income | $4.4M | 9.1% | -24% | -29% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $47.9M | 100.0% |
| Operating profit | $28.0M | 58.3% |
| Income tax | $3.7M | 7.7% |
| Net earnings | $24.3M | 50.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $47.9M | +26% |
From MetroCity Bankshares' 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does MetroCity Bankshares make money?
MetroCity Bankshares (MCBS) made $47.9M of revenue in the third quarter 2026 (Q3 2026), +26% from a year earlier. Net interest income brought in $43.6M (91%); Noninterest income brought in $4.4M (9%). Of every dollar of revenue, 58¢ was left as operating profit, 51¢ was left as net earnings.
What is MetroCity Bankshares' biggest business?
Net interest income: $43.6M in the third quarter 2026, 91% of revenue, +37% from a year earlier.
What is MetroCity Bankshares' profit margin?
Net earnings were $24.3M, 50.7% of revenue, in the third quarter 2026; the operating margin was 58.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.