Filing Flows › Mechanics Bancorp (MCHB) › How it makes money
How Mechanics Bancorp (MCHB) makes money
Mechanics Bancorp (MCHB) made $161M of revenue in the third quarter 2026 (Q3 2026), -36% from a year earlier. Of every dollar of revenue, 39¢ was left as operating profit, 28¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $161M | 100.0% |
| Operating profit | $62.5M | 38.7% |
| Income tax | $16.5M | 10.2% |
| Net earnings | $46.0M | 28.5% |
| Operating cash flow | $29.2M | 18.1% |
| Free cash flow | $26.4M | 16.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $161M | -36% |
| Q2 2026 | $201M | +34% |
| Q1 2026 | $200M | +40% |
| Q4 2025 | $260M | +77% |
| Q3 2025 | $255M | +73% |
| Q2 2025 | $49.0M | +14% |
| Q1 2025 | $45.4M | +9% |
From Mechanics Bancorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Mechanics Bancorp make money?
Mechanics Bancorp (MCHB) made $161M of revenue in the third quarter 2026 (Q3 2026), -36% from a year earlier. Of every dollar of revenue, 39¢ was left as operating profit, 28¢ was left as net earnings.
What is Mechanics Bancorp's profit margin?
Net earnings were $46.0M, 28.5% of revenue, in the third quarter 2026; the operating margin was 38.7%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.