Filing Flows › Mercury General (MCY) › Q3 2026
Mercury General (MCY) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
Mercury General (MCY) reported revenue of $1.4B for the third quarter 2026 (Q3 2026), -13% from a year earlier and -18% from the quarter before. Operating margin was -1.7%, net loss $13.7M (1.0% of revenue).
Mercury General, Q3 2026: revenue $1.4B (-13% year over year), operating margin -1.7%, net loss $13.7M, operating cash flow $387M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.4B | -18% | -13% |
| Operating profit | −$22.9M | -107% | -107% |
| Net earnings | −$13.7M | -105% | -105% |
| Operating cash flow | $387M | +78% | -22% |
| Free cash flow | $373M | — | -22% |
What changed
Revenue was $1.4B in Q3 2026, down 13% year over year and down 18% from the previous quarter.
Operating costs exceeded revenue by $0.02B, an operating margin of -1.7%. Total costs grew 14% against a revenue fall of 13%. The fastest-growing cost line was Other operating costs (+14%). The quarter ended with a net loss of $0.01B, after a profit of $0.26B the previous quarter.
Operating cash flow was $0.39B (down 22% year over year). Non-cash charges added back $0.02B of depreciation and amortization. Working capital and other items added $0.38B. Capital expenditures of $0.01B left free cash flow of $0.37B.
Questions
What was Mercury General's revenue in the third quarter 2026?
Mercury General (MCY) reported revenue of $1.4B for the third quarter 2026 (Q3 2026), -13% from a year earlier and -18% from the quarter before.
Was Mercury General profitable in the third quarter 2026?
Operating loss was $22.9M (-1.7% of revenue) and net loss $13.7M.
Source: Mercury General 10-Q on SEC EDGAR.