Filing Flows › Medallion Financial (MFIN) › Q3 2026 › vs Q3 2025
Medallion Financial (MFIN) Q3 2026 vs Q3 2025 (year over year)
Medallion Financial's revenue rose $3.1M (+5%) from $58.7M in Q3 2025 to $61.8M in Q3 2026. The biggest changes: Net interest income +$2.7M (+5%); Noninterest income +$376K (+12%). Operating margin 11.4% against 33.2% (-21.7 pts).
Medallion Financial, Q3 2026: revenue $61.8M (+5% year over year), operating margin 11.4%, net earnings $2.4M, operating cash flow $44.6M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 11.4% | 33.2% | -21.7 pts |
| Net margin | 3.9% | 13.2% | -9.3 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $58.4M | $55.7M | $2.7M | +5% |
| Noninterest income | $3.4M | $3.0M | $376K | +12% |
| Revenue | $61.8M | $58.7M | $3.1M | +5% |
| Operating profit | $7.1M | $19.5M | −$12.4M | -64% |
| Costs & expenses | $54.7M | $39.3M | $15.5M | +39% |
| Pre-tax earnings | $7.1M | $19.5M | −$12.4M | -64% |
| Credit loss provision | $30.8M | $18.6M | $12.2M | +66% |
| Noninterest expense | $24.0M | $20.7M | $3.3M | +16% |
| Net earnings | $2.4M | $7.8M | −$5.4M | -69% |
| Minority interests | $2.3M | $5.9M | −$3.5M | -60% |
| Income tax | $2.3M | $5.9M | −$3.5M | -60% |
| Depreciation & amortization | $2.4M | $2.0M | $339K | +17% |
| Share-based compensation | $1.5M | $1.7M | −$148K | -9% |
| Working capital & other | $38.3M | $69.5M | −$31.3M | -45% |
| Operating cash flow | $44.6M | $81.0M | −$36.4M | -45% |
Questions
How much did Medallion Financial's revenue grow year over year in Q3 2026?
Medallion Financial's revenue rose $3.1M (+5%) from $58.7M in Q3 2025 to $61.8M in Q3 2026.
What drove Medallion Financial's revenue change in Q3 2026?
Net interest income +$2.7M (+5%); Noninterest income +$376K (+12%).