Filing Flows › Magnolia Bancorp (MGNO) › Q3 2026
Magnolia Bancorp (MGNO) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Magnolia Bancorp (MGNO) reported revenue of $347K for the third quarter 2026 (Q3 2026), +2% from a year earlier and +0.6% from the quarter before. Operating margin was -15.9%, net loss $55K (15.9% of revenue).
Magnolia Bancorp, Q3 2026: revenue $347K (+2% year over year), operating margin -15.9%, net loss $55K, operating cash flow $23K. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $347K | +0.6% | +2% |
| Operating profit | −$55K | — | — |
| Net earnings | −$55K | — | — |
| Operating cash flow | $23K | — | +667% |
What changed
Revenue was $347K in Q3 2026, up 2% year over year and up 1% from the previous quarter. Net interest income was the largest line at 98% of revenue. Net interest income added $9K year over year (up 3%), 129% of the total change. Noninterest income declined 22%.
Operating costs exceeded revenue by $55K, an operating margin of -15.9%. Total costs grew 0% against revenue growth of 2%. The quarter ended with a net loss of $55K, narrower than the previous quarter's $65K loss.
Operating cash flow was $23K (up 667% year over year). Non-cash charges added back $5K of depreciation and amortization and $12K of share-based compensation. Working capital and other items added $61K.
Questions
What was Magnolia Bancorp's revenue in the third quarter 2026?
Magnolia Bancorp (MGNO) reported revenue of $347K for the third quarter 2026 (Q3 2026), +2% from a year earlier and +0.6% from the quarter before.
Was Magnolia Bancorp profitable in the third quarter 2026?
Operating loss was $55K (-15.9% of revenue) and net loss $55K.
Source: Magnolia Bancorp 10-Q on SEC EDGAR.