Filing Flows › Magnolia Bancorp (MGNO) › Q4 2025
Magnolia Bancorp (MGNO) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 16, 2026
Magnolia Bancorp (MGNO) reported revenue of $350K for the fourth quarter 2025 (Q4 2025), +26% from a year earlier and +3% from the quarter before. Operating margin was -14.0%, net loss $56K (16.0% of revenue).
Magnolia Bancorp, Q4 2025: revenue $350K (+26% year over year), operating margin -14.0%, net loss $56K, operating cash flow −$385K. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $350K | +3% | +26% |
| Operating profit | −$49K | — | — |
| Net earnings | −$56K | — | — |
| Operating cash flow | −$385K | -12933% | — |
What changed
Revenue was $350K in Q4 2025, up 26% year over year and up 3% from the previous quarter.
Operating costs exceeded revenue by $49K, an operating margin of -14.0%. Total costs grew 22% against revenue growth of 26%. The quarter ended with a net loss of $56K, wider than the previous quarter's $48K loss.
Operating cash flow was −$385K. Non-cash charges added back $6K of depreciation and amortization. Working capital and other items used $335K.
Questions
What was Magnolia Bancorp's revenue in the fourth quarter 2025?
Magnolia Bancorp (MGNO) reported revenue of $350K for the fourth quarter 2025 (Q4 2025), +26% from a year earlier and +3% from the quarter before.
Was Magnolia Bancorp profitable in the fourth quarter 2025?
Operating loss was $49K (-14.0% of revenue) and net loss $56K.
Source: Magnolia Bancorp 10-K on SEC EDGAR.