Filing Flows › MainStreet Bancshares (MNSB) › Q3 2026 › vs Q2 2026
MainStreet Bancshares (MNSB) Q3 2026 vs Q2 2026 (quarter over quarter)
MainStreet Bancshares's revenue rose $321K (+2%) from $19.1M in Q2 2026 to $19.4M in Q3 2026. The biggest changes: Net interest income +$544K (+3%); Noninterest income −$223K (-25%). Operating margin 23.9% against 31.5% (-7.6 pts).
MainStreet Bancshares, Q3 2026: revenue $19.4M (-42% year over year), operating margin 23.9%, net earnings $3.6M, operating cash flow $5.9M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 23.9% | 31.5% | -7.6 pts |
| Net margin | 18.5% | 24.4% | -5.9 pts |
| Free cash flow margin | 29.8% | 25.4% | +4.5 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Net interest income | $18.8M | $18.2M | $544K | +3% |
| Noninterest income | $671K | $894K | −$223K | -25% |
| Revenue | $19.4M | $19.1M | $321K | +2% |
| Operating profit | $4.6M | $6.0M | −$1.4M | -23% |
| Costs & expenses | $14.8M | $13.1M | $1.7M | +13% |
| Pre-tax earnings | $4.6M | $6.0M | −$1.4M | -23% |
| Credit loss provision | $1.9M | $585K | $1.3M | +230% |
| Noninterest expense | $12.9M | $12.5M | $361K | +3% |
| Net earnings | $3.6M | $4.7M | −$1.1M | -23% |
| Income tax | $1.0M | $1.4M | −$319K | -24% |
| Depreciation & amortization | $1.1M | $1.2M | −$131K | -11% |
| Share-based compensation | $676K | $614K | $62K | +10% |
| Working capital & other | $532K | −$1.6M | $2.1M | — |
| Operating cash flow | $5.9M | $4.9M | $979K | +20% |
| Free cash flow (OCF − capex) | $5.8M | $4.8M | $949K | +20% |
| Capital expenditures | $126K | $96K | $30K | +31% |
Questions
How much did MainStreet Bancshares's revenue grow quarter over quarter in Q3 2026?
MainStreet Bancshares's revenue rose $321K (+2%) from $19.1M in Q2 2026 to $19.4M in Q3 2026.
What drove MainStreet Bancshares's revenue change in Q3 2026?
Net interest income +$544K (+3%); Noninterest income −$223K (-25%).