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How MainStreet Bancshares (MNSB) makes money

MainStreet Bancshares (MNSB) made $19.1M of revenue in the second quarter 2026 (Q2 2026), +238% from a year earlier. Of every dollar of revenue, 32¢ was left as operating profit, 24¢ was left as net earnings.

Drawing the Sankey…

MainStreet Bancshares: revenue by line, Q1 2025 to Q3 2025MainStreet Bancshares: revenue by line, Q1 2025 to Q3 2025Core Banking SegmentFinancial Technology …Core Banking Segment: $33.2M latest$33.2MFinancial Technology Segment: $387K latestQ1 2025Q2 2025Q3 2025
The mix barely moved between Q1 2025 and Q3 2025.
MainStreet Bancshares revenue by quarterMainStreet Bancshares revenue by quarter$35.9MQ4 2024$33.9MQ1 2025$35.4MQ2 2025$33.6MQ3 2025$32.8MQ4 2025$17.9MQ1 2026$19.1MQ2 2026
MainStreet Bancshares: where each dollar of revenue goesMainStreet Bancshares: where each dollar of revenue goesOperating profit32¢Income tax7¢Net earnings24¢Operating cash flow26¢Free cash flow25¢

Where each dollar of revenue goes

LineQ2 2026% of revenue
Revenue$19.1M100.0%
Operating profit$6.0M31.5%
Income tax$1.4M7.1%
Net earnings$4.7M24.4%
Operating cash flow$4.9M25.9%
Free cash flow$4.8M25.4%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q2 2026$19.1M-46%
Q1 2026$17.9M-47%
Q4 2025$32.8M-9%
Q3 2025$33.6M-3%
Q2 2025$35.4M+3%
Q1 2025$33.9M+2%
Q4 2024$35.9M+99%

From MainStreet Bancshares' 10-Q filed Aug 7, 2026 (on EDGAR).

Questions

How does MainStreet Bancshares make money?

MainStreet Bancshares (MNSB) made $19.1M of revenue in the second quarter 2026 (Q2 2026), +238% from a year earlier. Of every dollar of revenue, 32¢ was left as operating profit, 24¢ was left as net earnings.

What is MainStreet Bancshares' profit margin?

Net earnings were $4.7M, 24.4% of revenue, in the second quarter 2026; the operating margin was 31.5%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.