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Mid Penn Bancorp cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$15.9M in Q3 2026 · $63.8M over twelve months

Operating cash flow$17.9M
Capital spending−$2.0M
Free cash flow+$15.9M
Cash / net income0.8×

Analysis

In Q3 2026, Mid Penn Bancorp generated $17.9M of operating cash flow and spent $2.0M on capital projects, leaving free cash flow of $15.9M. That is $9.9M less than in Q3 2025 ($25.8M).

Over the twelve months to Sep 30, 2026, operating cash flow was $70.2M; the largest uses were other investing ($150M), other financing ($45.1M), dividends ($22.8M); besides operations, cash came from net borrowing (+) / repaid (−) ($67.8M), shares issued ($690K); the cash balance fell by $88.1M.

Operating cash flow was $17.9M against net income of $21.6M — 0.8× profit, less cash than reported earnings, worth checking against working capital. The largest differences: prepaid and other assets −$6.4M, depreciation & amortization +$3.3M, receivables −$1.2M.

Free cash flow

Mid Penn Bancorp: free cash flow by quarterMid Penn Bancorp: free cash flow by quarter−$2.2MQ4 2024$9.8MQ1 2025$32.5MQ2 2025$25.8MQ3 2025$3.7MQ4 2025$13.0MQ1 2026$31.2MQ2 2026$15.9MQ3 2026
Operating cash flow less capital spending.
Mid Penn Bancorp: operating cash flow against capital spendingMid Penn Bancorp: operating cash flow against capital spendingOperating cash flowCapital spending$4.1M$6.3MQ4 2024$12.5M$2.7MQ1 2025$34.2M$1.8MQ2 2025$27.8M$1.9MQ3 2025$5.5M$1.8MQ4 2025$14.5M$1.4MQ1 2026$32.4M$1.2MQ2 2026$17.9M$2.0MQ3 2026
Latest (Q3 2026): Operating cash flow $17.9M, Capital spending $2.0M.

Capital allocation, year by year

Mid Penn Bancorp: where the cash came from (up) and went (down), by fiscal yearMid Penn Bancorp: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $65.9MFY2021: Net borrowing −$126MFY2021: Shares issued $70.5MFY2021: Asset sales $62KFY2021: Capital spending −$3.5MFY2021: Buybacks −$128KFY2021: Dividends −$8.9M$137MFY2021FY2022: Operating cash flow $60.0MFY2022: Net borrowing $103MFY2022: Shares issued $364KFY2022: Asset sales $220KFY2022: Capital spending −$4.2MFY2022: Buybacks −$3.0MFY2022: Dividends −$12.7M$163MFY2022FY2023: Operating cash flow $52.3MFY2023: Net borrowing $303MFY2023: Capital spending −$2.8MFY2023: Acquisitions $1.1MFY2023: Buybacks −$4.9MFY2023: Dividends −$13.0M$356MFY2023FY2024: Operating cash flow $51.4MFY2024: Net borrowing −$479MFY2024: Shares issued $76.0MFY2024: Asset sales $163KFY2024: Capital spending −$6.9MFY2024: Acquisitions −$2.7MFY2024: Buybacks −$323KFY2024: Dividends −$13.8M$128MFY2024FY2025: Operating cash flow $80.0MFY2025: Net borrowing $18.7MFY2025: Shares issued $6.9MFY2025: Asset sales $352KFY2025: Capital spending −$8.2MFY2025: Acquisitions $218MFY2025: Buybacks −$2.2MFY2025: Dividends −$18.2M$324MFY2025
Over these 5 years operating cash flow totalled $310M; the largest uses were net borrowing ($605M) and dividends ($66.6M). Cash-flow statements as filed.

Where the cash came from and went

Mid Penn Bancorp: sources (+) and uses (−) of cash, Q3 2026Mid Penn Bancorp: sources (+) and uses (−) of cash, Q3 2026Other financing$142MCash drawn (+) / kept (−)−$82.5MNet borrowing (+) / repaid (−)−$69.5MOperating cash flow$17.9MDividends−$5.8MCapital spending−$2.0MShares issued$185KOther investing$76K
Mid Penn Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Mid Penn Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$150MCash drawn (+) / kept (−)$88.1MOperating cash flow$70.2MNet borrowing (+) / repaid (−)$67.8MOther financing−$45.1MDividends−$22.8MCapital spending−$6.4MBuybacks−$3.0MShares issued$690KAsset & business sales$232K

From profit to cash

Mid Penn Bancorp: net income to operating cash flow, Q3 2026Mid Penn Bancorp: net income to operating cash flow, Q3 2026Net income$21.6MDepreciation & amortization$3.3MDeferred taxes$81KGains on disposals$537KReceivables−$1.2MAccrued liabilities$850KPrepaid and other assets−$6.4MOperating cash flow$17.9M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingAcquisitionsBuybacksDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$17.9M−$2.0M——−$5.8M−$69.5M$185K−$82.5M$15.9M
Q2 2026$32.4M−$1.2M——−$5.6M$106M$171K$54.5M$31.2M
Q1 2026$14.5M−$1.4M——−$6.2M—$194K−$42.3M$13.0M
Q4 2025$5.5M−$1.8M−$1K−$246K−$5.1M$20.8M$351K$158M$3.7M
Q3 2025$27.8M−$1.9M—−$226K−$4.6M−$37K$3.2M$79.7M$25.8M
Q2 2025$34.2M−$1.8M—−$1.8M−$4.7M−$50.0M$145K−$230M$32.5M
Q1 2025$12.5M−$2.7M——−$3.9M$46.0M$163K−$36.7M$9.8M
Q4 2024$4.1M−$6.3M——−$3.9M−$224M—$73.8M−$2.2M

Mid Penn Bancorp: income statement and cash flow

Mid Penn Bancorp, Q3 2026: revenue $74.7M (+21% year over year), operating margin 37.0%. The chart follows the revenue to costs, profit and cash.

Mid Penn Bancorp: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.