Filing Flows › Mid Penn Bancorp (MPB) › Q3 2026
Mid Penn Bancorp (MPB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Mid Penn Bancorp (MPB) reported revenue of $74.7M for the third quarter 2026 (Q3 2026), +21% from a year earlier and -2% from the quarter before. Operating margin was 37.0%, net earnings $21.6M (29.0% of revenue).
Mid Penn Bancorp, Q3 2026: revenue $74.7M (+21% year over year), operating margin 37.0%, net earnings $21.6M, operating cash flow $17.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $74.7M | -2% | +21% |
| Operating profit | $27.6M | +0.3% | +14% |
| Net earnings | $21.6M | -0.3% | +18% |
| Operating cash flow | $17.9M | -45% | -36% |
| Free cash flow | $15.9M | -49% | -38% |
What changed
Revenue was $74.7M in Q3 2026, up 21% year over year and down 2% from the previous quarter. Net interest income was the largest line at 87% of revenue. Net interest income added $11.0M year over year (up 21%), 86% of the total change.
Operating profit was $27.6M, a 37.0% margin (down 2.2 points year over year). Of the extra revenue versus a year earlier, 26% reached operating profit, below the 39% margin then. Total costs grew 25% against revenue growth of 21%. Net earnings were $21.6M, up 18% year over year. The effective tax rate was 21.8%.
Operating cash flow was $17.9M (down 36% year over year), 83% of net earnings. Non-cash charges added back $3.3M of depreciation and amortization. Working capital and other items used $7.1M. Capital expenditures of $2.0M left free cash flow of $15.9M.
Questions
What was Mid Penn Bancorp's revenue in the third quarter 2026?
Mid Penn Bancorp (MPB) reported revenue of $74.7M for the third quarter 2026 (Q3 2026), +21% from a year earlier and -2% from the quarter before.
Was Mid Penn Bancorp profitable in the third quarter 2026?
Operating profit was $27.6M (37.0% of revenue) and net earnings $21.6M.
Source: Mid Penn Bancorp 10-Q on SEC EDGAR.