Filing Flows › MVB Financial (MVBF) › Q3 2026 › vs Q3 2025
MVB Financial (MVBF) Q3 2026 vs Q3 2025 (year over year)
MVB Financial's revenue fell $20.8M (-34%) from $61.2M in Q3 2025 to $40.4M in Q3 2026. The biggest changes: Noninterest income −$26.8M (-77%); Net interest income +$6.0M (+23%). Operating margin 1.6% against 38.3% (-36.7 pts).
MVB Financial, Q3 2026: revenue $40.4M (-34% year over year), operating margin 1.6%, net earnings $438K, operating cash flow −$1.2M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 1.6% | 38.3% | -36.7 pts |
| Net margin | 1.1% | 28.0% | -26.9 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $32.6M | $26.6M | $6.0M | +23% |
| Noninterest income | $7.8M | $34.6M | −$26.8M | -77% |
| Revenue | $40.4M | $61.2M | −$20.8M | -34% |
| Operating profit | $639K | $23.4M | −$22.8M | -97% |
| Costs & expenses | $39.8M | $37.8M | $2.0M | +5% |
| Pre-tax earnings | $639K | $23.4M | −$22.8M | -97% |
| Noninterest expense | $29.8M | $33.3M | −$3.5M | -10% |
| Other operating costs | $9.9M | $4.4M | $5.5M | +125% |
| Net earnings | $438K | $17.1M | −$16.7M | -97% |
| Income tax | $201K | $6.3M | −$6.1M | -97% |
| Operating cash sources | $2.6M | $21.6M | −$19.1M | -88% |
| Depreciation & amortization | $389K | $598K | −$209K | -35% |
| Share-based compensation | $524K | $1.3M | −$792K | -60% |
| Cash used in operations | $1.2M | $2.6M | −$1.4M | -53% |
| Working capital & other | $2.6M | $21.6M | −$19.1M | -88% |
Questions
How much did MVB Financial's revenue grow year over year in Q3 2026?
MVB Financial's revenue fell $20.8M (-34%) from $61.2M in Q3 2025 to $40.4M in Q3 2026.
What drove MVB Financial's revenue change in Q3 2026?
Noninterest income −$26.8M (-77%); Net interest income +$6.0M (+23%).