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How MVB Financial (MVBF) makes money

MVB Financial (MVBF) made $40.4M of revenue in the third quarter 2026 (Q3 2026), -34% from a year earlier. Net interest income brought in $32.6M (81%); Noninterest income brought in $7.8M (19%). Of every dollar of revenue, 2¢ was left as operating profit, 1¢ was left as net earnings.

Drawing the Sankey…

MVB Financial revenue by segment, Q3 2026MVB Financial revenue by segment, Q3 2026Net interest income$32.6MNoninterest income$7.8M
MVB Financial: where each dollar of revenue goesMVB Financial: where each dollar of revenue goesOperating profit2¢Income tax0¢Net earnings1¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$32.6M80.6%+1%+23%
Noninterest income$7.8M19.4%-58%-77%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$40.4M100.0%
Operating profit$639K1.6%
Income tax$201K0.5%
Net earnings$438K1.1%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$40.4M-34%

From MVB Financial's 10-Q filed Nov 4, 2026 (on EDGAR).

Questions

How does MVB Financial make money?

MVB Financial (MVBF) made $40.4M of revenue in the third quarter 2026 (Q3 2026), -34% from a year earlier. Net interest income brought in $32.6M (81%); Noninterest income brought in $7.8M (19%). Of every dollar of revenue, 2¢ was left as operating profit, 1¢ was left as net earnings.

What is MVB Financial's biggest business?

Net interest income: $32.6M in the third quarter 2026, 81% of revenue, +23% from a year earlier.

What is MVB Financial's profit margin?

Net earnings were $438K, 1.1% of revenue, in the third quarter 2026; the operating margin was 1.6%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.