Filing Flows › Navient Holdings (NAVI) › Q3 2026
Navient Holdings (NAVI) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 4, 2026
Navient Holdings (NAVI) reported revenue of $317M for the third quarter 2026 (Q3 2026), +97% from a year earlier. Operating margin was 4.1%, net earnings $15.0M (4.7% of revenue).
Navient Holdings, Q3 2026: revenue $317M (+97% year over year), operating margin 4.1%, net earnings $15.0M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $317M | — | +97% |
| Operating profit | $13.0M | — | — |
| Net earnings | $15.0M | — | — |
What changed
Revenue was $317.0M in Q3 2026, up 97% year over year. Noninterest income was the largest line at 64% of revenue. Noninterest income added $183.0M year over year (up 963%), 117% of the total change. Net interest income declined 19%.
Operating profit was $13.0M, a 4.1% margin (up 76.8 points year over year). Total costs grew 9% against revenue growth of 97%. The fastest-growing cost line was Credit loss provision (+35%). Net earnings were $15.0M. The effective tax rate was -15.4%.
Questions
What was Navient Holdings' revenue in the third quarter 2026?
Navient Holdings (NAVI) reported revenue of $317M for the third quarter 2026 (Q3 2026), +97% from a year earlier.
Was Navient Holdings profitable in the third quarter 2026?
Operating profit was $13.0M (4.1% of revenue) and net earnings $15.0M.
Source: Navient Holdings 10-Q on SEC EDGAR.