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NB Bancorp (NBBK) guidance and outlook
NB Bancorp's 10-Q filed Nov 4, 2026 makes 5 forward-looking statements.
Guidance and outlook
Forward-looking statements, 10-Q filed Nov 4, 2026
- Based on management’s evaluation as of September 30, 2026, only one commercial and industrial PCD loan required a specific reserve of $1.6 million, with no additional losses expected on the three relationships.
- On occasion, we have employed various financial risk methodologies that are intended to limit, or “hedge,” the adverse effects of rising or decreasing interest rates on our loan portfolios and short-term liabilities.
- We believe, however, based on historical experience and current market interest rates that we will retain upon maturity a large portion of our certificates of deposit with maturities of one year or less as of September 30, 2026.
- We anticipate that we will have sufficient funds to meet our current funding commitments.
- In addition, based on our deposit retention experience and current pricing strategy, we anticipate that a significant portion of maturing time deposits will be retained.
NB Bancorp's latest quarter
NB Bancorp, Q3 2026: revenue $76.5M (+48% year over year), operating margin 37.9%, net earnings $23.1M, operating cash flow $70.2M. The chart follows the revenue to costs, profit and cash.
Questions
What does NB Bancorp expect?
Based on management’s evaluation as of September 30, 2026, only one commercial and industrial PCD loan required a specific reserve of $1.6 million, with no additional losses expected on the three relationships. On occasion, we have employed various financial risk methodologies that are intended to limit, or “hedge,” the adverse effects of rising or decreasing interest rates on our loan portfolios and short-term liabilities. We believe, however, based on historical experience and current market interest rates that we will retain upon maturity a large portion of our certificates of deposit with
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.