Filing Flows › NB Bancorp (NBBK) › Q3 2026 › vs Q3 2025
NB Bancorp (NBBK) Q3 2026 vs Q3 2025 (year over year)
NB Bancorp's revenue rose $24.7M (+48%) from $51.9M in Q3 2025 to $76.5M in Q3 2026. The biggest changes: Net interest income +$23.3M (+48%); Noninterest income +$1.4M (+39%). Operating margin 37.9% against 38.5% (-0.6 pts).
NB Bancorp, Q3 2026: revenue $76.5M (+48% year over year), operating margin 37.9%, net earnings $23.1M, operating cash flow $70.2M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 37.9% | 38.5% | -0.6 pts |
| Net margin | 30.2% | 29.6% | +0.6 pts |
| Free cash flow margin | 87.8% | 46.2% | +41.6 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $71.4M | $48.2M | $23.3M | +48% |
| Noninterest income | $5.1M | $3.7M | $1.4M | +39% |
| Revenue | $76.5M | $51.9M | $24.7M | +48% |
| Operating profit | $29.0M | $20.0M | $9.1M | +45% |
| Costs & expenses | $47.5M | $31.9M | $15.6M | +49% |
| Pre-tax earnings | $29.0M | $20.0M | $9.1M | +45% |
| Credit loss provision | $1.2M | $1.4M | −$150K | -11% |
| Noninterest expense | $46.3M | $30.5M | $15.8M | +52% |
| Net earnings | $23.1M | $15.4M | $7.8M | +51% |
| Income tax | $5.9M | $4.6M | $1.3M | +28% |
| Share-based compensation | $1.7M | $1.1M | $676K | +64% |
| Working capital & other | $45.3M | $7.8M | $37.5M | +479% |
| Operating cash flow | $70.2M | $24.2M | $45.9M | +190% |
| Free cash flow (OCF − capex) | $67.2M | $23.9M | $43.3M | +181% |
| Capital expenditures | $3.0M | $304K | $2.7M | +879% |
Questions
How much did NB Bancorp's revenue grow year over year in Q3 2026?
NB Bancorp's revenue rose $24.7M (+48%) from $51.9M in Q3 2025 to $76.5M in Q3 2026.
What drove NB Bancorp's revenue change in Q3 2026?
Net interest income +$23.3M (+48%); Noninterest income +$1.4M (+39%).