Filing Flows › Nicolet Bankshares (NIC) › How it makes money
How Nicolet Bankshares (NIC) makes money
Nicolet Bankshares (NIC) made $174M of revenue in the third quarter 2026 (Q3 2026), +70% from a year earlier. Net interest income brought in $142M (82%); Noninterest income brought in $32.2M (18%). Of every dollar of revenue, 47¢ was left as operating profit, 37¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $142M | 81.5% | +0.5% | +79% |
| Noninterest income | $32.2M | 18.5% | -11% | +36% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $174M | 100.0% |
| Operating profit | $81.2M | 46.5% |
| Income tax | $17.5M | 10.0% |
| Net earnings | $63.7M | 36.5% |
| Operating cash flow | $72.7M | 41.7% |
| Free cash flow | $67.1M | 38.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $174M | +70% |
From Nicolet Bankshares' 10-Q filed Oct 30, 2026 (on EDGAR).
Questions
How does Nicolet Bankshares make money?
Nicolet Bankshares (NIC) made $174M of revenue in the third quarter 2026 (Q3 2026), +70% from a year earlier. Net interest income brought in $142M (82%); Noninterest income brought in $32.2M (18%). Of every dollar of revenue, 47¢ was left as operating profit, 37¢ was left as net earnings.
What is Nicolet Bankshares' biggest business?
Net interest income: $142M in the third quarter 2026, 82% of revenue, +79% from a year earlier.
What is Nicolet Bankshares' profit margin?
Net earnings were $63.7M, 36.5% of revenue, in the third quarter 2026; the operating margin was 46.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.