Filing Flows › National Bankshares (NKSH) › Q2 2026
National Bankshares (NKSH) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 12, 2026
National Bankshares (NKSH) reported revenue of $15.7M for the second quarter 2026 (Q2 2026), +18% from a year earlier and +3% from the quarter before. Operating margin was 38.7%, net earnings $5.0M (32.0% of revenue).
National Bankshares, Q2 2026: revenue $15.7M (+18% year over year), operating margin 38.7%, net earnings $5.0M, operating cash flow $3.5M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $15.7M | +3% | +18% |
| Operating profit | $6.1M | +0.5% | +129% |
| Net earnings | $5.0M | +1% | +120% |
| Operating cash flow | $3.5M | +6% | +70% |
| Free cash flow | $3.3M | +8% | +118% |
What changed
Revenue was $15.7M in Q2 2026, up 18% year over year and up 3% from the previous quarter.
Operating profit was $6.1M, a 38.7% margin (up 18.7 points year over year). Of the extra revenue versus Q2 2025, 141% reached operating profit, above the 20% margin then. Total costs fell 9% while revenue rose 18%. The fastest-growing cost line was Credit loss provision (+781%). Net earnings were $5.0M, up 120% year over year. The effective tax rate was 17.2%.
Operating cash flow was $3.5M (up 70% year over year), 70% of net earnings. Non-cash charges added back $404K of depreciation and amortization and $63K of share-based compensation. Working capital and other items used $2.0M. Capital expenditures of $190K left free cash flow of $3.3M.
Questions
What was National Bankshares' revenue in the second quarter 2026?
National Bankshares (NKSH) reported revenue of $15.7M for the second quarter 2026 (Q2 2026), +18% from a year earlier and +3% from the quarter before.
Was National Bankshares profitable in the second quarter 2026?
Operating profit was $6.1M (38.7% of revenue) and net earnings $5.0M.