Filing Flows › Neptune Insurance Holdings (NP) › Q3 2026 › vs Q2 2026
Neptune Insurance Holdings (NP) Q3 2026 vs Q2 2026 (quarter over quarter)
Neptune Insurance Holdings's revenue rose $3.7M (+7%) from $55.9M in Q2 2026 to $59.6M in Q3 2026. The biggest changes: Commission income +$3.4M (+8%); Fee income +$313K (+2%). Operating margin 46.9% against 47.5% (-0.6 pts).
Neptune Insurance Holdings, Q3 2026: revenue $59.6M (+34% year over year), operating margin 46.9%, net earnings $17.3M, operating cash flow $25.9M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 46.9% | 47.5% | -0.6 pts |
| Net margin | 29.0% | 28.3% | +0.7 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Commission income | $45.9M | $42.5M | $3.4M | +8% |
| Fee income | $13.7M | $13.3M | $313K | +2% |
| Revenue | $59.6M | $55.9M | $3.7M | +7% |
| Operating profit | $28.0M | $26.6M | $1.4M | +5% |
| Costs & expenses | $31.6M | $29.3M | $2.3M | +8% |
| Pre-tax earnings | $24.7M | $23.2M | $1.5M | +7% |
| Other expense, net | $3.2M | $3.4M | −$114K | -3% |
| General & admin | $4.1M | $3.4M | $707K | +21% |
| Other operating costs | $27.5M | $26.0M | $1.6M | +6% |
| Net earnings | $17.3M | $15.8M | $1.5M | +9% |
| Income tax | $7.5M | $7.4M | $68K | +0.9% |
| Share-based compensation | $7.0M | $6.9M | $63K | +0.9% |
| Working capital & other | $1.6M | $4.0M | −$2.4M | -59% |
| Operating cash flow | $25.9M | $26.7M | −$830K | -3% |
Questions
How much did Neptune Insurance Holdings's revenue grow quarter over quarter in Q3 2026?
Neptune Insurance Holdings's revenue rose $3.7M (+7%) from $55.9M in Q2 2026 to $59.6M in Q3 2026.
What drove Neptune Insurance Holdings's revenue change in Q3 2026?
Commission income +$3.4M (+8%); Fee income +$313K (+2%).