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Insperity (NSP) Q3 2026 earnings results (third quarter 2026)

10-Q filed Oct 29, 2026

Insperity (NSP) reported revenue of $1.7B for the third quarter 2026 (Q3 2026), +2% from a year earlier and -2% from the quarter before. Operating margin was -0.1%, net loss $1.0M (0.1% of revenue).

Revenue$1.7B
Year over year+2%
Quarter over quarter-2%
Operating margin-0.1%
Net earnings−$1.0M

Insperity, Q3 2026: revenue $1.7B (+2% year over year), operating margin -0.1%, net loss $1.0M, operating cash flow −$4.0M. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$1.7B-2%+2%
Operating profit−$2.0M-133%—
Net earnings−$1.0M-125%—
Operating cash flow−$4.0M-108%—

What changed

Revenue was $1.7B in Q3 2026, up 2% year over year and down 2% from the previous quarter.

Gross margin was 12.5%, up 0.5 points from Q3 2025. Operating costs exceeded revenue by $2.0M, an operating margin of -0.1%. Operating expenses fell 5% while revenue rose 2%. The quarter ended with a net loss of $1.0M, after a profit of $4.0M the previous quarter. Non-operating items added $1.0M, -100% of pre-tax earnings, so the bottom line overstates operating performance.

Operating cash flow was −$4.0M. Non-cash charges added back $0.01B of depreciation and amortization and $0.01B of share-based compensation. Working capital and other items used $0.03B. Capital expenditures of $0.01B exceeded it, leaving free cash flow of −$0.02B.

Questions

What was Insperity's revenue in the third quarter 2026?

Insperity (NSP) reported revenue of $1.7B for the third quarter 2026 (Q3 2026), +2% from a year earlier and -2% from the quarter before.

Was Insperity profitable in the third quarter 2026?

Operating loss was $2.0M (-0.1% of revenue) and net loss $1.0M.

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Source: Insperity 10-Q on SEC EDGAR.