Filing Flows › Nsts Bancorp (NSTS) › Q1 2026
Nsts Bancorp (NSTS) Q1 2026 earnings results (first quarter 2026)
10-Q filed May 14, 2026
Nsts Bancorp (NSTS) reported revenue of $2.5M for the first quarter 2026 (Q1 2026), +16% from a year earlier and -0.2% from the quarter before. Operating margin was -1.6%, net loss $39K (1.6% of revenue).
Nsts Bancorp, Q1 2026: revenue $2.5M (+16% year over year), operating margin -1.6%, net loss $39K, operating cash flow $5.5M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.5M | -0.2% | +16% |
| Operating profit | −$39K | -129% | — |
| Net earnings | −$39K | -129% | — |
| Operating cash flow | $5.5M | +72% | — |
| Free cash flow | $5.5M | +72% | — |
What changed
Revenue was $2.5M in Q1 2026, up 16% year over year and roughly flat from the previous quarter.
Operating costs exceeded revenue by $39K, an operating margin of -1.6%. Total costs grew 2% against revenue growth of 16%. The quarter ended with a net loss of $39K, after a profit of $135K the previous quarter.
Operating cash flow was $5.5M. Non-cash charges added back $76K of depreciation and $173K of share-based compensation. Working capital and other items added $5.3M. Capital expenditures of $16K left free cash flow of $5.5M.
Questions
What was Nsts Bancorp's revenue in the first quarter 2026?
Nsts Bancorp (NSTS) reported revenue of $2.5M for the first quarter 2026 (Q1 2026), +16% from a year earlier and -0.2% from the quarter before.
Was Nsts Bancorp profitable in the first quarter 2026?
Operating loss was $39K (-1.6% of revenue) and net loss $39K.
Source: Nsts Bancorp 10-Q on SEC EDGAR.