Filing Flows › Northwest Bancshares (NWBI) › Q3 2026
Northwest Bancshares (NWBI) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Northwest Bancshares (NWBI) reported revenue of $185M for the third quarter 2026 (Q3 2026), +10% from a year earlier and +2% from the quarter before. Operating margin was 36.1%, net earnings $50.7M (27.4% of revenue).
Northwest Bancshares, Q3 2026: revenue $185M (+10% year over year), operating margin 36.1%, net earnings $50.7M, operating cash flow $26.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $185M | +2% | +10% |
| Operating profit | $66.8M | -5% | 19× |
| Net earnings | $50.7M | -5% | 16× |
| Operating cash flow | $26.7M | -16% | -36% |
| Free cash flow | $18.9M | -28% | -51% |
What changed
Revenue was $184.9M in Q3 2026, up 10% year over year and up 2% from the previous quarter. Net interest income was the largest line at 81% of revenue. Net interest income added $13.0M year over year (up 10%), 78% of the total change.
Operating profit was $66.8M, a 36.1% margin (up 34.1 points year over year). Of the extra revenue versus a year earlier, 379% reached operating profit, above the 2% margin then. Total costs fell 28% while revenue rose 10%. Net earnings were $50.7M, up 1501% year over year. The effective tax rate was 24.1%.
Operating cash flow was $26.7M (down 36% year over year), 53% of net earnings. Non-cash charges added back $3.1M of depreciation and amortization and $1.5M of share-based compensation. Working capital and other items used $28.7M. Capital expenditures of $7.8M left free cash flow of $18.9M.
Questions
What was Northwest Bancshares' revenue in the third quarter 2026?
Northwest Bancshares (NWBI) reported revenue of $185M for the third quarter 2026 (Q3 2026), +10% from a year earlier and +2% from the quarter before.
Was Northwest Bancshares profitable in the third quarter 2026?
Operating profit was $66.8M (36.1% of revenue) and net earnings $50.7M.