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Filing Flows › Norwood Financial (NWFL) › Q2 2026 › vs Q1 2026

Norwood Financial (NWFL) Q2 2026 vs Q1 2026 (quarter over quarter)

Norwood Financial's revenue rose $2.1M (+8%) from $27.3M in Q1 2026 to $29.4M in Q2 2026. Operating margin 39.6% against 17.7% (+21.9 pts).

Norwood Financial, Q2 2026: revenue $29.4M (+38% year over year), operating margin 39.6%, net earnings $9.3M, operating cash flow $8.9M. The chart draws each line against Q1 2026, the increases inside each band.

Norwood Financial: what changed, Q2 2026 vs Q1 2026Norwood Financial: what changed, Q2 2026 vs Q1 2026Operating profit$6.8MPre-tax earnings$6.8MNet earnings$5.6MNoninterest expense−$5.2MCosts & expenses−$4.7MOperating cash flow$2.9MFree cash flow (OCF − capex)$2.9MWorking capital & other$2.7MIncome tax$1.2MCredit loss provision$485K

Margins

Q2 2026Q1 2026Change
Operating margin39.6%17.7%+21.9 pts
Net margin31.8%13.7%+18.1 pts
Free cash flow margin28.6%20.3%+8.3 pts

Every line

LineQ2 2026Q1 2026Change%
Revenue$29.4M$27.3M$2.1M+8%
Operating profit$11.6M$4.8M$6.8M+141%
Costs & expenses$17.7M$22.4M−$4.7M-21%
Pre-tax earnings$11.6M$4.8M$6.8M+141%
Credit loss provision$1.9M$1.5M$485K+33%
Noninterest expense$15.8M$21.0M−$5.2M-25%
Net earnings$9.3M$3.7M$5.6M+150%
Income tax$2.3M$1.1M$1.2M+111%
Working capital & other$422K−$2.3M$2.7M—
Operating cash flow$8.9M$6.0M$2.9M+49%
Free cash flow (OCF − capex)$8.4M$5.5M$2.9M+52%
Capital expenditures$498K$455K$43K+9%

Questions

How much did Norwood Financial's revenue grow quarter over quarter in Q2 2026?

Norwood Financial's revenue rose $2.1M (+8%) from $27.3M in Q1 2026 to $29.4M in Q2 2026. Operating margin 39.6% against 17.7% (+21.9 pts).

Q2 2026 results → · Compare in the interactive Sankey →