Filing Flows › Norwood Financial (NWFL) › Q2 2026 › vs Q2 2025
Norwood Financial (NWFL) Q2 2026 vs Q2 2025 (year over year)
Norwood Financial's revenue rose $8.1M (+38%) from $21.3M in Q2 2025 to $29.4M in Q2 2026. Operating margin 39.6% against 36.7% (+2.9 pts).
Norwood Financial, Q2 2026: revenue $29.4M (+38% year over year), operating margin 39.6%, net earnings $9.3M, operating cash flow $8.9M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 39.6% | 36.7% | +2.9 pts |
| Net margin | 31.8% | 29.1% | +2.7 pts |
| Free cash flow margin | 28.6% | 23.8% | +4.8 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $29.4M | $21.3M | $8.1M | +38% |
| Operating profit | $11.6M | $7.8M | $3.8M | +48% |
| Costs & expenses | $17.7M | $13.5M | $4.3M | +32% |
| Pre-tax earnings | $11.6M | $7.8M | $3.8M | +48% |
| Credit loss provision | $1.9M | $950K | $994K | +105% |
| Noninterest expense | $15.8M | $12.5M | $3.3M | +26% |
| Net earnings | $9.3M | $6.2M | $3.1M | +50% |
| Income tax | $2.3M | $1.6M | $674K | +41% |
| Working capital & other | $422K | −$550K | $972K | — |
| Operating cash flow | $8.9M | $6.8M | $2.2M | +32% |
| Free cash flow (OCF − capex) | $8.4M | $5.1M | $3.3M | +66% |
| Capital expenditures | $498K | $1.7M | −$1.2M | -70% |
Questions
How much did Norwood Financial's revenue grow year over year in Q2 2026?
Norwood Financial's revenue rose $8.1M (+38%) from $21.3M in Q2 2025 to $29.4M in Q2 2026. Operating margin 39.6% against 36.7% (+2.9 pts).