Filing Flows › Norwood Financial (NWFL) › How it makes money
How Norwood Financial (NWFL) makes money
Norwood Financial (NWFL) made $30.9M of revenue in the third quarter 2026 (Q3 2026), +35% from a year earlier. Of every dollar of revenue, 49¢ was left as operating profit, 38¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $30.9M | 100.0% |
| Operating profit | $15.3M | 49.4% |
| Income tax | $3.5M | 11.4% |
| Net earnings | $11.8M | 38.0% |
| Operating cash flow | $18.5M | 59.8% |
| Free cash flow | $18.2M | 58.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $30.9M | +35% |
| Q2 2026 | $29.4M | +38% |
| Q1 2026 | $27.3M | +35% |
| Q4 2025 | $23.5M | 12× |
| Q3 2025 | $23.0M | +26% |
| Q2 2025 | $21.3M | +24% |
| Q1 2025 | $20.2M | +21% |
From Norwood Financial's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Norwood Financial make money?
Norwood Financial (NWFL) made $30.9M of revenue in the third quarter 2026 (Q3 2026), +35% from a year earlier. Of every dollar of revenue, 49¢ was left as operating profit, 38¢ was left as net earnings.
What is Norwood Financial's profit margin?
Net earnings were $11.8M, 38.0% of revenue, in the third quarter 2026; the operating margin was 49.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.