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Origin Bancorp cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$30.3M in Q3 2026 · $149M over twelve months

Operating cash flow$33.4M
Capital spending−$3.1M
Free cash flow+$30.3M
Cash / net income0.9×

Analysis

In Q3 2026, Origin Bancorp generated $33.4M of operating cash flow and spent $3.1M on capital projects, leaving free cash flow of $30.3M. That is $26.5M less than in Q3 2025 ($56.8M).

Over the twelve months to Sep 30, 2026, operating cash flow was $170M; the largest uses were other investing ($644M), buybacks ($33.7M), dividends ($25.0M); besides operations, cash came from other financing ($268M), shares issued ($5.4M); the cash balance fell by $280M.

Operating cash flow was $33.4M against net income of $37.8M — 0.9× profit, less cash than reported earnings, worth checking against working capital. The largest differences: other liabilities −$8.5M, prepaid and other assets −$4.0M, stock-based pay +$2.6M.

Free cash flow

Origin Bancorp: free cash flow by quarterOrigin Bancorp: free cash flow by quarter$24.4MQ4 2024$34.8MQ1 2025$19.6MQ2 2025$56.8MQ3 2025$39.9MQ4 2025$47.9MQ1 2026$30.8MQ2 2026$30.3MQ3 2026
Operating cash flow less capital spending.
Origin Bancorp: operating cash flow against capital spendingOrigin Bancorp: operating cash flow against capital spendingOperating cash flowCapital spending$29.9M$5.4MQ4 2024$35.6M$753KQ1 2025$20.6M$1.0MQ2 2025$59.3M$2.5MQ3 2025$43.4M$3.6MQ4 2025$52.9M$5.0MQ1 2026$40.0M$9.2MQ2 2026$33.4M$3.1MQ3 2026
Latest (Q3 2026): Operating cash flow $33.4M, Capital spending $3.1M.

Capital allocation, year by year

Origin Bancorp: where the cash came from (up) and went (down), by fiscal yearOrigin Bancorp: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $171MFY2021: Shares issued $146KFY2021: Asset sales $18KFY2021: Capital spending −$5.0MFY2021: Acquisitions −$7.5MFY2021: Buybacks −$1.3MFY2021: Dividends −$11.5M$172MFY2021FY2022: Operating cash flow $146MFY2022: Net borrowing $60.0MFY2022: Shares issued $2.9MFY2022: Capital spending −$8.5MFY2022: Dividends −$15.9M$209MFY2022FY2023: Operating cash flow $130MFY2023: Net borrowing −$30.0MFY2023: Shares issued $3.1MFY2023: Asset sales $49KFY2023: Capital spending −$26.8MFY2023: Dividends −$18.6M$133MFY2023FY2024: Operating cash flow $108MFY2024: Shares issued $1.9MFY2024: Asset sales $5.6MFY2024: Capital spending −$22.0MFY2024: Dividends −$18.7M$116MFY2024FY2025: Operating cash flow $159MFY2025: Shares issued $954KFY2025: Asset sales $125KFY2025: Capital spending −$7.9MFY2025: Buybacks −$15.8MFY2025: Dividends −$18.9M$160MFY2025
Over these 5 years operating cash flow totalled $714M; the largest uses were dividends ($83.6M) and capital spending ($70.2M). Cash-flow statements as filed.

Where the cash came from and went

Origin Bancorp: sources (+) and uses (−) of cash, Q3 2026Origin Bancorp: sources (+) and uses (−) of cash, Q3 2026Cash drawn (+) / kept (−)$199MOther financing−$152MOther investing−$56.3MOperating cash flow$33.4MBuybacks−$14.8MDividends−$7.7MCapital spending−$3.1MShares issued$605KAsset & business sales$80K
Origin Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Origin Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$644MCash drawn (+) / kept (−)$280MOther financing$268MOperating cash flow$170MBuybacks−$33.7MDividends−$25.0MCapital spending−$20.8MShares issued$5.4MAsset & business sales$94K

From profit to cash

Origin Bancorp: net income to operating cash flow, Q3 2026Origin Bancorp: net income to operating cash flow, Q3 2026Net income$37.8MStock-based pay$2.6MDeferred taxes$56KGains on disposals−$21KPrepaid and other assets−$4.0MOther liabilities−$8.5MOperating cash flow$33.4M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsShares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$33.4M−$3.1M−$14.8M−$7.7M$605K$199M$30.3M
Q2 2026$40.0M−$9.2M−$10.1M−$7.8M$2.1M$120M$30.8M
Q1 2026$52.9M−$5.0M−$6.8M−$4.7M$2.3M−$242M$47.9M
Q4 2025$43.4M−$3.6M−$1.9M−$4.7M$353K$203M$39.9M
Q3 2025$59.3M−$2.5M−$9.5M−$4.7M$67K−$293M$56.8M
Q2 2025$20.6M−$1.0M−$4.4M−$4.7M$84K$152M$19.6M
Q1 2025$35.6M−$753K—−$4.8M$450K−$16.0M$34.8M
Q4 2024$29.9M−$5.4M—−$4.7M$660K−$149M$24.4M

Origin Bancorp: income statement and cash flow

Origin Bancorp, Q3 2026: revenue $113M (+3% year over year), operating margin 42.5%. The chart follows the revenue to costs, profit and cash.

Origin Bancorp: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.