Filing Flows › OFG Bancorp (OFG) › How it makes money
How OFG Bancorp (OFG) makes money
OFG Bancorp (OFG) made $186M of revenue in the third quarter 2026 (Q3 2026), 0% from a year earlier. Net interest income brought in $154M (82%); Noninterest income brought in $32.6M (18%). Of every dollar of revenue, 39¢ was left as operating profit, 30¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $154M | 82.5% | -2% | -0.7% |
| Noninterest income | $32.6M | 17.5% | -1% | +4% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $186M | 100.0% |
| Operating profit | $71.8M | 38.6% |
| Income tax | $15.2M | 8.2% |
| Net earnings | $56.6M | 30.4% |
| Operating cash flow | $88.5M | 47.5% |
| Free cash flow | $83.2M | 44.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $186M | 0% |
From OFG Bancorp's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does OFG Bancorp make money?
OFG Bancorp (OFG) made $186M of revenue in the third quarter 2026 (Q3 2026), 0% from a year earlier. Net interest income brought in $154M (82%); Noninterest income brought in $32.6M (18%). Of every dollar of revenue, 39¢ was left as operating profit, 30¢ was left as net earnings.
What is OFG Bancorp's biggest business?
Net interest income: $154M in the third quarter 2026, 82% of revenue, -0.7% from a year earlier.
What is OFG Bancorp's profit margin?
Net earnings were $56.6M, 30.4% of revenue, in the third quarter 2026; the operating margin was 38.6%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.