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How OneMain Holdings (OMF) makes money

OneMain Holdings (OMF) made $1.4B of revenue in the third quarter 2026 (Q3 2026), +10% from a year earlier. Net interest income brought in $1.1B (84%); Noninterest income brought in $212M (16%). Of every dollar of revenue, 17¢ was left as operating profit, 14¢ was left as net earnings.

Drawing the Sankey…

OneMain Holdings revenue by segment, Q3 2026OneMain Holdings revenue by segment, Q3 2026Net interest income$1.1BNoninterest income$212M
OneMain Holdings revenue by quarterOneMain Holdings revenue by quarter$1.3BQ2 2026$1.4BQ3 2026
OneMain Holdings: where each dollar of revenue goesOneMain Holdings: where each dollar of revenue goesOperating profit17¢Income tax4¢Net earnings14¢Operating cash flow59¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$1.1B84.4%—+7%
Noninterest income$212M15.6%—+30%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$1.4B100.0%
Operating profit$233M17.2%
Income tax$48.0M3.5%
Net earnings$185M13.6%
Operating cash flow$808M59.5%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$1.4B+10%
Q2 2026$1.3B+8%

From OneMain Holdings' 10-Q filed Oct 30, 2026 (on EDGAR).

Questions

How does OneMain Holdings make money?

OneMain Holdings (OMF) made $1.4B of revenue in the third quarter 2026 (Q3 2026), +10% from a year earlier. Net interest income brought in $1.1B (84%); Noninterest income brought in $212M (16%). Of every dollar of revenue, 17¢ was left as operating profit, 14¢ was left as net earnings.

What is OneMain Holdings' biggest business?

Net interest income: $1.1B in the third quarter 2026, 84% of revenue, +7% from a year earlier.

What is OneMain Holdings' profit margin?

Net earnings were $185M, 13.6% of revenue, in the third quarter 2026; the operating margin was 17.2%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.