Filing Flows › OP Bancorp (OPBK) › Guidance & outlook
OP Bancorp (OPBK) guidance and outlook
OP Bancorp's 10-Q filed Nov 6, 2026 makes 3 forward-looking statements.
Guidance and outlook
Forward-looking statements, 10-Q filed Nov 6, 2026
- After evaluating all available positive and negative evidence, including recent financial performance, projected future taxable income, and tax planning strategies, we have concluded that it is more-likely-than-not that net deferred tax assets as of September 30, 2026, will be fully realized in future periods.
- Our unguaranteed SBA loans, collateralized by real estate, are monitored by collateral type and included in our CRE Concentration Guidance.
- In limited circumstances, loans may remain on accrual status beyond 90 days past due if they are well-secured and in the process of collection and management expects full repayment of principal and interest.
OP Bancorp's latest quarter
OP Bancorp, Q3 2026: revenue $27.5M (+12% year over year), operating margin 37.8%, net earnings $7.8M, operating cash flow $25.4M. The chart follows the revenue to costs, profit and cash.
Questions
What does OP Bancorp expect?
After evaluating all available positive and negative evidence, including recent financial performance, projected future taxable income, and tax planning strategies, we have concluded that it is more-likely-than-not that net deferred tax assets as of September 30, 2026, will be fully realized in future periods. Our unguaranteed SBA loans, collateralized by real estate, are monitored by collateral type and included in our CRE Concentration Guidance. In limited circumstances, loans may remain on accrual status beyond 90 days past due if they are well-secured and in the process of collection and m
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.