Filing Flows › OP Bancorp (OPBK) › Q2 2026
OP Bancorp (OPBK) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 7, 2026
OP Bancorp (OPBK) reported revenue of $25.7M for the second quarter 2026 (Q2 2026), +9% from a year earlier and +5% from the quarter before. Operating margin was 42.9%, net earnings $8.0M (31.0% of revenue).
OP Bancorp, Q2 2026: revenue $25.7M (+9% year over year), operating margin 42.9%, net earnings $8.0M, operating cash flow −$7.3M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $25.7M | +5% | +9% |
| Operating profit | $11.0M | +11% | +31% |
| Net earnings | $8.0M | +10% | +26% |
| Operating cash flow | −$7.3M | -195% | — |
What changed
Revenue was $25.7M in Q2 2026, up 9% year over year and up 5% from the previous quarter.
Operating profit was $11.0M, a 42.9% margin (up 7.3 points year over year). Of the extra revenue versus Q2 2025, 128% reached operating profit, above the 36% margin then. Total costs fell 4% while revenue rose 9%. Net earnings were $8.0M, up 26% year over year. The effective tax rate was 27.7%.
Operating cash flow was −$7.3M. Non-cash charges added back $1.7M of depreciation and amortization and $193K of share-based compensation. Working capital and other items used $17.2M. Capital expenditures of $127K exceeded it, leaving free cash flow of −$7.4M.
Questions
What was OP Bancorp's revenue in the second quarter 2026?
OP Bancorp (OPBK) reported revenue of $25.7M for the second quarter 2026 (Q2 2026), +9% from a year earlier and +5% from the quarter before.
Was OP Bancorp profitable in the second quarter 2026?
Operating profit was $11.0M (42.9% of revenue) and net earnings $8.0M.
Source: OP Bancorp 10-Q on SEC EDGAR.