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OppFi (OPFI) free cash flow by quarter

OppFi's free cash flow was $81.5M in Q3 2026 (third quarter 2026), -7% from Q2 2026. Over the last 7 quarters it ranged from $79.3M (Q1 2025) to $112M (Q4 2025).

OppFi free cash flow by quarterOppFi free cash flow by quarter$79.3MQ1 2025$91.0MQ2 2025$99.9MQ3 2025$112MQ4 2025$85.6MQ1 2026$87.4MQ2 2026$81.5MQ3 2026
QuarterFree cash flowQ/QY/Y
Q3 2026$81.5M-7%-18%
Q2 2026$87.4M+2%-4%
Q1 2026$85.6M-23%+8%
Q4 2025$112M+12%—
Q3 2025$99.9M+10%—
Q2 2025$91.0M+15%—
Q1 2025$79.3M——

Q3 2026 at a glance

OppFi, Q3 2026: revenue $92.8M (-11% year over year), operating margin 39.9%, net earnings $34.5M, operating cash flow $85.3M. The chart follows the revenue to costs, profit and cash.

Questions

What is OppFi's free cash flow?

OppFi's free cash flow was $81.5M in Q3 2026 (third quarter 2026), -7% from Q2 2026.

How has OppFi's free cash flow changed?

Over the last 7 quarters it ranged from $79.3M (Q1 2025) to $112M (Q4 2025).

Q3 2026 results → · How OppFi makes money →