Filing Flows › OppFi (OPFI) › Operating margin
OppFi (OPFI) operating margin by quarter
OppFi's operating margin was 39.9% in Q3 2026 (third quarter 2026), +11.7 pts from Q2 2026. Over the last 7 quarters it ranged from 28.3% (Q2 2026) to 46.8% (Q1 2025).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 39.9% | +11.7 pts | -6.4 pts |
| Q2 2026 | 28.3% | -12.2 pts | -16.4 pts |
| Q1 2026 | 40.5% | +4.4 pts | -6.3 pts |
| Q4 2025 | 36.1% | -10.2 pts | — |
| Q3 2025 | 46.3% | +1.6 pts | — |
| Q2 2025 | 44.7% | -2.1 pts | — |
| Q1 2025 | 46.8% | — | — |
Q3 2026 at a glance
OppFi, Q3 2026: revenue $92.8M (-11% year over year), operating margin 39.9%, net earnings $34.5M, operating cash flow $85.3M. The chart follows the revenue to costs, profit and cash.
Questions
What is OppFi's operating margin?
OppFi's operating margin was 39.9% in Q3 2026 (third quarter 2026), +11.7 pts from Q2 2026.
How has OppFi's operating margin changed?
Over the last 7 quarters it ranged from 28.3% (Q2 2026) to 46.8% (Q1 2025).