Filing Flows › OppFi (OPFI) › Q2 2026 › vs Q1 2026
OppFi (OPFI) Q2 2026 vs Q1 2026 (quarter over quarter)
OppFi's revenue fell $1.1M (-1%) from $87.3M in Q1 2026 to $86.2M in Q2 2026. Operating margin 28.3% against 40.5% (-12.2 pts).
OppFi, Q2 2026: revenue $86.2M (-14% year over year), operating margin 28.3%, net earnings $14.8M, operating cash flow $92.0M. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 28.3% | 40.5% | -12.2 pts |
| Net margin | 17.2% | 32.5% | -15.3 pts |
| Free cash flow margin | 101.4% | 98.1% | +3.3 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $86.2M | $87.3M | −$1.1M | -1% |
| Other income, net | $1.1M | $22.6M | −$21.5M | -95% |
| Operating profit | $24.4M | $35.4M | −$11.0M | -31% |
| Costs & expenses | $61.8M | $51.9M | $9.9M | +19% |
| Pre-tax earnings | $25.5M | $58.0M | −$32.6M | -56% |
| General & admin | $4.7M | $5.1M | −$348K | -7% |
| Other operating costs | $57.1M | $46.9M | $10.2M | +22% |
| Net earnings | $14.8M | $28.4M | −$13.6M | -48% |
| Minority interests | $770K | $25.6M | −$24.9M | -97% |
| Income tax | $9.8M | $4.0M | $5.9M | +148% |
| Depreciation & amortization | $1.5M | $591K | $918K | +155% |
| Share-based compensation | $3.1M | $1.7M | $1.4M | +85% |
| Working capital & other | $72.6M | $60.1M | $12.5M | +21% |
| Operating cash flow | $92.0M | $90.8M | $1.3M | +1% |
| Free cash flow (OCF − capex) | $87.4M | $85.6M | $1.8M | +2% |
| Capital expenditures | $4.6M | $5.1M | −$521K | -10% |
Questions
How much did OppFi's revenue grow quarter over quarter in Q2 2026?
OppFi's revenue fell $1.1M (-1%) from $87.3M in Q1 2026 to $86.2M in Q2 2026. Operating margin 28.3% against 40.5% (-12.2 pts).