Filing Flows › Oportun Financial (OPRT) › Guidance history
Oportun Financial (OPRT) guidance history: what it guided and what it reported
Oportun Financial gave guidance in 3 earnings releases on file since May 7, 2026. Of 2 guided periods since reported, it met or beat its own guidance twice (100%). Revenue: 2 of 2, on average +2.7% against the guided midpoint. Its releases raised guidance twice and lowered it 0 times.
Revenue
Met or beat 2 of 2 periods (2 above, 0 within, 0 below).
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| Q4 2026 | $247M–$252M (Nov 3, 2026) | — | to be reported | — |
| Q3 2026 | $235M–$240M (Aug 5, 2026) | $246M | above the range | +3.7% |
| Q2 2026 | $227M–$232M (May 7, 2026) | $233M | above the range | +1.6% |
| FY2026 | $935M–$955M (May 7, 2026) → reaffirmed $935M–$955M (Aug 5, 2026) → raised $955M–$960M (Nov 3, 2026) | — | to be reported | — |
GAAP operating expenses
Every guided period is still to be reported.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| FY2026 | $362M (May 7, 2026) → reaffirmed $362M (Aug 5, 2026) | — | to be reported | — |
Adjusted EPS
Every guided period is still to be reported.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| FY2026 | $1.50–$1.65 (May 7, 2026) → raised $1.60–$1.70 (Nov 3, 2026) | — | to be reported | — |
The latest quarter
Oportun Financial, Q3 2026: revenue $246M (+3% year over year), operating margin 14.0%, net earnings $22.9M, operating cash flow $119M. The chart follows the revenue to costs, profit and cash.
Questions
Does Oportun Financial beat its guidance?
Oportun Financial gave guidance in 3 earnings releases on file since May 7, 2026. Of 2 guided periods since reported, it met or beat its own guidance twice (100%). Revenue: 2 of 2, on average +2.7% against the guided midpoint.
How often does Oportun Financial raise guidance?
Its earnings releases raised guidance twice and lowered it 0 times since May 7, 2026.
Each guided period is held to the last guidance given before its figures were reported; a single figure counts as in line within 1% (0.25 pts for a rate). Reported figures are GAAP, from the company's filings; adjusted guidance shows its moves only.