Filing Flows › Oportun Financial (OPRT) › Q1 2025
Oportun Financial (OPRT) Q1 2025 earnings results (first quarter 2025)
10-Q filed May 9, 2025
Oportun Financial (OPRT) reported revenue of $236M for the first quarter 2025 (Q1 2025), -6% from a year earlier and -6% from the quarter before. Operating margin was 5.6%, net earnings $9.8M (4.1% of revenue).
Oportun Financial, Q1 2025: revenue $236M (-6% year over year), operating margin 5.6%, net earnings $9.8M, operating cash flow $101M. The chart follows the revenue to costs, profit and cash.
| Q1 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $236M | -6% | -6% |
| Operating profit | $13.2M | +236% | — |
| Net earnings | $9.8M | +12% | — |
| Operating cash flow | $101M | +10% | +18% |
What changed
Revenue was $235.9M in Q1 2025, down 6% year over year and down 6% from the previous quarter.
Operating profit was $13.2M, a 5.6% margin (up 17.7 points year over year). Total costs fell 21% while revenue fell 6%. Net earnings were $9.8M. The effective tax rate was 25.8%.
Operating cash flow was $101.0M (up 18% year over year), 1034% of net earnings. Non-cash charges added back $11.1M of depreciation and amortization and $2.8M of share-based compensation. Working capital and other items added $77.3M.
Questions
What was Oportun Financial's revenue in the first quarter 2025?
Oportun Financial (OPRT) reported revenue of $236M for the first quarter 2025 (Q1 2025), -6% from a year earlier and -6% from the quarter before.
Was Oportun Financial profitable in the first quarter 2025?
Operating profit was $13.2M (5.6% of revenue) and net earnings $9.8M.
Source: Oportun Financial 10-Q on SEC EDGAR.