Filing Flows › Oportun Financial (OPRT) › Q3 2026 › vs Q2 2026
Oportun Financial (OPRT) Q3 2026 vs Q2 2026 (quarter over quarter)
Oportun Financial's revenue rose $13.0M (+6%) from $233M in Q2 2026 to $246M in Q3 2026. Operating margin 14.0% against 6.7% (+7.3 pts).
Oportun Financial, Q3 2026: revenue $246M (+3% year over year), operating margin 14.0%, net earnings $22.9M, operating cash flow $119M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 14.0% | 6.7% | +7.3 pts |
| Net margin | 9.3% | 3.7% | +5.7 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $246M | $233M | $13.0M | +6% |
| Operating profit | $34.6M | $15.6M | $19.0M | +121% |
| Costs & expenses | $212M | $218M | −$5.9M | -3% |
| Pre-tax earnings | $34.6M | $15.6M | $19.0M | +121% |
| SG&A | $2.2M | $6.0M | −$3.8M | -63% |
| Other operating costs | $210M | $212M | −$2.1M | -1% |
| Net earnings | $22.9M | $8.5M | $14.4M | +169% |
| Income tax | $11.7M | $7.1M | $4.6M | +64% |
| Depreciation & amortization | $8.8M | $8.8M | $9K | +0.1% |
| Share-based compensation | $3.3M | $2.9M | $328K | +11% |
| Working capital & other | $83.9M | $89.0M | −$5.1M | -6% |
| Operating cash flow | $119M | $109M | $9.6M | +9% |
Questions
How much did Oportun Financial's revenue grow quarter over quarter in Q3 2026?
Oportun Financial's revenue rose $13.0M (+6%) from $233M in Q2 2026 to $246M in Q3 2026. Operating margin 14.0% against 6.7% (+7.3 pts).