Filing Flows › Oportun Financial (OPRT) › How it makes money
How Oportun Financial (OPRT) makes money
Oportun Financial (OPRT) made $246M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Of every dollar of revenue, 14¢ was left as operating profit, 9¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $246M | 100.0% |
| Operating profit | $34.6M | 14.0% |
| Income tax | $11.7M | 4.7% |
| Net earnings | $22.9M | 9.3% |
| Operating cash flow | $119M | 48.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $246M | +3% |
| Q2 2026 | $233M | -0.5% |
| Q1 2026 | $229M | -3% |
| Q4 2025 | $248M | -1% |
| Q3 2025 | $239M | -4% |
| Q2 2025 | $234M | -6% |
| Q1 2025 | $236M | -6% |
From Oportun Financial's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does Oportun Financial make money?
Oportun Financial (OPRT) made $246M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Of every dollar of revenue, 14¢ was left as operating profit, 9¢ was left as net earnings.
What is Oportun Financial's profit margin?
Net earnings were $22.9M, 9.3% of revenue, in the third quarter 2026; the operating margin was 14.0%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.