Filing Flows › Orrstown Financial Services (ORRF) › How it makes money
How Orrstown Financial Services (ORRF) makes money
Orrstown Financial Services (ORRF) made $66.7M of revenue in the third quarter 2026 (Q3 2026), +4% from a year earlier. Net interest income brought in $53.3M (80%); Noninterest income brought in $13.4M (20%). Of every dollar of revenue, 42¢ was left as operating profit, 34¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $53.3M | 79.9% | +9% | +5% |
| Noninterest income | $13.4M | 20.1% | -3% | 0% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $66.7M | 100.0% |
| Operating profit | $28.3M | 42.5% |
| Income tax | $5.5M | 8.3% |
| Net earnings | $22.8M | 34.2% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $66.7M | +4% |
From Orrstown Financial Services' 10-Q filed Nov 9, 2026 (on EDGAR).
Questions
How does Orrstown Financial Services make money?
Orrstown Financial Services (ORRF) made $66.7M of revenue in the third quarter 2026 (Q3 2026), +4% from a year earlier. Net interest income brought in $53.3M (80%); Noninterest income brought in $13.4M (20%). Of every dollar of revenue, 42¢ was left as operating profit, 34¢ was left as net earnings.
What is Orrstown Financial Services' biggest business?
Net interest income: $53.3M in the third quarter 2026, 80% of revenue, +5% from a year earlier.
What is Orrstown Financial Services' profit margin?
Net earnings were $22.8M, 34.2% of revenue, in the third quarter 2026; the operating margin was 42.5%.
Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.