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Oxbridge RE Holdings cash flow, quarter by quarter

Latest: Q2 2026 · from the cash-flow statements filed with the SEC

Free cash flow−$267K in Q2 2026 · $494K over twelve months

Operating cash flow−$267K
Free cash flow−$267K
Cash / net income-1.5×

Analysis

In Q2 2026, Oxbridge RE Holdings generated −$267K of operating cash flow. That is $1.9M more than in Q2 2025 (−$2.2M).

Over the twelve months to Jun 30, 2026, operating cash flow was $494K; besides operations, cash came from other financing ($11.9M), shares issued ($745K); the cash balance rose by $13.2M.

Operating cash flow was −$267K against net income of $176K — -1.5× profit, less cash than reported earnings, worth checking against working capital. The largest differences: payables −$52K, stock-based pay +$45K, prepaid and other assets +$42K.

Free cash flow

Oxbridge RE Holdings: free cash flow by quarterOxbridge RE Holdings: free cash flow by quarter$258KQ3 2024−$231KQ4 2024$272KQ1 2025−$2.2MQ2 2025$118KQ3 2025$433KQ4 2025$210KQ1 2026−$267KQ2 2026
Operating cash flow less capital spending.
Oxbridge RE Holdings: operating cash flow against capital spendingOxbridge RE Holdings: operating cash flow against capital spendingOperating cash flowCapital spending$258K$0Q3 2024−$231K$0Q4 2024$272K$0Q1 2025−$2.2M$0Q2 2025$118K$0Q3 2025$433K$0Q4 2025$210K$0Q1 2026−$267K$0Q2 2026
Latest (Q2 2026): Operating cash flow −$267K, Capital spending $0.

Capital allocation, year by year

Oxbridge RE Holdings: where the cash came from (up) and went (down), by fiscal yearOxbridge RE Holdings: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedCapital spendingFY2021: Operating cash flow −$253KFY2021: Capital spending −$3KFY2021FY2022: Operating cash flow −$829KFY2022FY2023: Operating cash flow −$1.3MFY2023: Net borrowing $1.2MFY2023: Capital spending −$5K$1.2MFY2023FY2024: Operating cash flow −$284KFY2024: Net borrowing $1.5MFY2024: Shares issued $1.1M$2.6MFY2024FY2025: Operating cash flow −$1.3MFY2025: Shares issued $3.5MFY2025: Capital spending −$16K$3.5MFY2025
Over these 5 years operating cash flow totalled −$4.0M; the largest uses were operating cash flow ($4.0M) and capital spending ($24K). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$4.1M
Debtnone
Net cash$4.1M

Oxbridge RE Holdings funds itself: free cash flow was $494K over the last twelve months, with $4.1M of cash and investments and no debt on the balance sheet.

Where the cash came from and went

Oxbridge RE Holdings: sources (+) and uses (−) of cash, Q2 2026Oxbridge RE Holdings: sources (+) and uses (−) of cash, Q2 2026Other financing$11.9MCash drawn (+) / kept (−)−$11.6MOperating cash flow−$267K
Oxbridge RE Holdings: sources (+) and uses (−) of cash, TTM to Q2 2026Oxbridge RE Holdings: sources (+) and uses (−) of cash, TTM to Q2 2026Cash drawn (+) / kept (−)−$13.2MOther financing$11.9MShares issued$745KOperating cash flow$494KNot reconciled$57K

From profit to cash

Oxbridge RE Holdings: net income to operating cash flow, Q2 2026Oxbridge RE Holdings: net income to operating cash flow, Q2 2026Net income$176KDepreciation & amortization$1KStock-based pay$45KPayables−$52KPrepaid and other assets$42KOperating cash flow−$267K
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q2 2026−$267K——−$11.6M−$267K
Q1 2026$210K——−$1.2M$210K
Q4 2025$433K——$200K$433K
Q3 2025$118K—$403K−$523K$118K
Q2 2025−$2.2M——$2.9M−$2.2M
Q1 2025$272K$247K$3.1M−$3.7M$272K
Q4 2024−$231K—$724K−$1.1M−$231K
Q3 2024$258K—$332K−$836K$258K

Oxbridge RE Holdings: income statement and cash flow

Oxbridge RE Holdings, Q2 2026: revenue $940K (+42% year over year), operating margin 31.1%. The chart follows the revenue to costs, profit and cash.

Oxbridge RE Holdings: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.