Filing Flows › Oxbridge RE Holdings (OXBR) › Q4 2025
Oxbridge RE Holdings (OXBR) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 30, 2026
Oxbridge RE Holdings (OXBR) reported revenue of $576K for the fourth quarter 2025 (Q4 2025), +36% from a year earlier and -11% from the quarter before. Operating margin was 38.9%, net earnings $120K (20.8% of revenue).
Oxbridge RE Holdings, Q4 2025: revenue $576K (+36% year over year), operating margin 38.9%, net earnings $120K, operating cash flow $433K. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $576K | -11% | +36% |
| Operating profit | $224K | — | — |
| Net earnings | $120K | — | — |
| Operating cash flow | $433K | +267% | — |
What changed
Revenue was $576K in Q4 2025, up 36% year over year and down 11% from the previous quarter.
Operating profit was $224K, a 38.9% margin (up 56.7 points year over year). Total costs fell 29% while revenue rose 36%. Net earnings were $120K. The effective tax rate was 0.0%.
Operating cash flow was $433K, 193% of net income including minority interests. Non-cash charges added back $86K of share-based compensation. Working capital and other items added $123K.
Questions
What was Oxbridge RE Holdings' revenue in the fourth quarter 2025?
Oxbridge RE Holdings (OXBR) reported revenue of $576K for the fourth quarter 2025 (Q4 2025), +36% from a year earlier and -11% from the quarter before.
Was Oxbridge RE Holdings profitable in the fourth quarter 2025?
Operating profit was $224K (38.9% of revenue) and net earnings $120K.