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Pineapple Financial (PAPL) Q2 2026 earnings results (second quarter 2026)

10-Q filed Jul 20, 2026

Pineapple Financial (PAPL) reported revenue of $623K for the second quarter 2026 (Q2 2026), -17% from a year earlier and -12% from the quarter before.

Revenue$623K
Year over year-17%
Quarter over quarter-12%
Operating margin—
Net earnings$25.3M

Pineapple Financial, Q2 2026: revenue $623K (-17% year over year), net earnings $25.3M, operating cash flow −$859K. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$623K-12%-17%
Operating profit$24.9M——
Net earnings$25.3M——
Operating cash flow−$859K—-316%

What changed

Revenue was $623K in Q2 2026, down 17% year over year and down 12% from the previous quarter.

Operating profit was $24.9M, a 4005.4% margin (up 4098.6 points year over year). Net earnings were $25.3M. The effective tax rate was 0.0%.

Operating cash flow was −$859K. Non-cash charges added back $255K of depreciation and amortization. Working capital and other items used $26.4M. Capital expenditures of $0K exceeded it, leaving free cash flow of −$859K.

Questions

What was Pineapple Financial's revenue in the second quarter 2026?

Pineapple Financial (PAPL) reported revenue of $623K for the second quarter 2026 (Q2 2026), -17% from a year earlier and -12% from the quarter before.

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Source: Pineapple Financial 10-Q on SEC EDGAR.