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Paymentus Holdings cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$43.4M in Q3 2026 · $168M over twelve months

Operating cash flow$43.6M
Capital spending−$179K
Free cash flow+$43.4M
Cash / net income1.6×

Analysis

In Q3 2026, Paymentus Holdings generated $43.6M of operating cash flow and spent $179K on capital projects, leaving free cash flow of $43.4M. That is $8.5M more than in Q3 2025 ($35.0M).

Over the twelve months to Sep 30, 2026, operating cash flow was $168M; the largest uses were other investing ($36.4M), taxes on employees’ shares ($12.9M), capital spending ($454K); besides operations, cash came from shares issued ($246K); the cash balance rose by $118M.

Operating cash flow was $43.6M against net income of $27.5M — 1.6× profit, cash ran ahead of reported earnings. The largest differences: depreciation & amortization +$9.6M, accrued liabilities +$7.4M, stock-based pay +$6.2M.

Free cash flow

Paymentus Holdings: free cash flow by quarterPaymentus Holdings: free cash flow by quarter$27.8MQ4 2024$50.4MQ1 2025$31.4MQ2 2025$35.0MQ3 2025$45.0MQ4 2025$30.4MQ1 2026$48.7MQ2 2026$43.4MQ3 2026
Operating cash flow less capital spending.
Paymentus Holdings: operating cash flow against capital spendingPaymentus Holdings: operating cash flow against capital spendingOperating cash flowCapital spending$27.9M$81KQ4 2024$50.4M$60KQ1 2025$31.5M$116KQ2 2025$35.1M$103KQ3 2025$45.1M$82KQ4 2025$30.5M$80KQ1 2026$48.9M$113KQ2 2026$43.6M$179KQ3 2026
Latest (Q3 2026): Operating cash flow $43.6M, Capital spending $179K.

Capital allocation, year by year

Paymentus Holdings: where the cash came from (up) and went (down), by fiscal yearPaymentus Holdings: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedCapital spendingAcquisitionsFY2021: Operating cash flow $19.5MFY2021: Net borrowing $541KFY2021: Shares issued $225MFY2021: Capital spending −$979KFY2021: Acquisitions −$57.4M$245MFY2021FY2022: Operating cash flow $19.9MFY2022: Net borrowing −$268KFY2022: Shares issued $1.5MFY2022: Capital spending −$1.3MFY2022: Acquisitions −$3.3M$21.4MFY2022FY2023: Operating cash flow $68.8MFY2023: Net borrowing −$102KFY2023: Shares issued $616KFY2023: Capital spending −$600K$69.4MFY2023FY2024: Operating cash flow $63.6MFY2024: Shares issued $338KFY2024: Capital spending −$457K$64.0MFY2024FY2025: Operating cash flow $162MFY2025: Shares issued $162KFY2025: Capital spending −$361K$162MFY2025
Over these 5 years operating cash flow totalled $334M; the largest uses were acquisitions ($60.7M) and capital spending ($3.7M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$408M
Debtnone
Net cash$408M

Paymentus Holdings funds itself: free cash flow was $168M over the last twelve months, with $408M of cash and investments and no debt on the balance sheet.

Where the cash came from and went

Paymentus Holdings: sources (+) and uses (−) of cash, Q3 2026Paymentus Holdings: sources (+) and uses (−) of cash, Q3 2026Operating cash flow$43.6MCash drawn (+) / kept (−)−$29.9MOther investing−$9.5MTaxes on employees’ shares−$4.0MCapital spending−$179KOther financing−$174KShares issued$166KExchange rates−$68K
Paymentus Holdings: sources (+) and uses (−) of cash, TTM to Q3 2026Paymentus Holdings: sources (+) and uses (−) of cash, TTM to Q3 2026Operating cash flow$168MCash drawn (+) / kept (−)−$118MOther investing−$36.4MTaxes on employees’ shares−$12.9MCapital spending−$454KShares issued$246KOther financing−$174KExchange rates−$137K

From profit to cash

Paymentus Holdings: net income to operating cash flow, Q3 2026Paymentus Holdings: net income to operating cash flow, Q3 2026Net income$27.5MDepreciation & amortization$9.6MStock-based pay$6.2MReceivables−$4.3MPayables$3.7MAccrued liabilities$7.4MDeferred revenue−$1.4MPrepaid and other assets−$5.1MOperating cash flow$43.6M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingShares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$43.6M−$179K$166K−$29.9M$43.4M
Q2 2026$48.9M−$113K$12K−$37.6M$48.7M
Q1 2026$30.5M−$80K$3K−$17.6M$30.4M
Q4 2025$45.1M−$82K$65K−$33.1M$45.0M
Q3 2025$35.1M−$103K$6K−$21.4M$35.0M
Q2 2025$31.5M−$116K$40K−$20.4M$31.4M
Q1 2025$50.4M−$60K$51K−$40.2M$50.4M
Q4 2024$27.9M−$81K$182K−$18.6M$27.8M

Paymentus Holdings: income statement and cash flow

Paymentus Holdings, Q3 2026: revenue $372M (+20% year over year), operating margin 9.0%. The chart follows the revenue to costs, profit and cash.

Paymentus Holdings: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.