Filing Flows › Paymentus Holdings (PAY) › Q3 2026
Paymentus Holdings (PAY) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
Paymentus Holdings (PAY) reported revenue of $372M for the third quarter 2026 (Q3 2026), +20% from a year earlier and +3% from the quarter before. Operating margin was 9.0%, net earnings $27.5M (7.4% of revenue).
Paymentus Holdings, Q3 2026: revenue $372M (+20% year over year), operating margin 9.0%, net earnings $27.5M, operating cash flow $43.6M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $372M | +3% | +20% |
| Gross profit | $93.8M | -0.5% | +25% |
| Operating profit | $33.5M | +3% | +69% |
| Net earnings | $27.5M | +8% | +55% |
| Operating cash flow | $43.6M | -11% | +24% |
| Free cash flow | $34.0M | — | +32% |
What changed
Revenue was $372.2M in Q3 2026, up 20% year over year and up 3% from the previous quarter. Payment Transaction Processing Revenue was the largest line at 99% of revenue. Payment Transaction Processing Revenue added $60.9M year over year (up 20%), 99% of the total change.
Gross margin was 25.2%, up 1.1 points from Q3 2025. Operating profit was $33.5M, a 9.0% margin (up 2.6 points year over year). Of the extra revenue versus Q3 2025, 22% reached operating profit, above the 6% margin then. Operating expenses grew 10% against revenue growth of 20%. The fastest-growing cost line was Sales & marketing (+27%). Net earnings were $27.5M, up 55% year over year. The effective tax rate was 25.4%.
Operating cash flow was $43.6M (up 24% year over year), 159% of net earnings. Non-cash charges added back $9.6M of depreciation and amortization and $6.2M of share-based compensation. After capitalized internal-use software development costs ($9.5M) and purchases of property and equipment ($179K), free cash flow as the company reports it was $34.0M.
Questions
What was Paymentus Holdings' revenue in the third quarter 2026?
Paymentus Holdings (PAY) reported revenue of $372M for the third quarter 2026 (Q3 2026), +20% from a year earlier and +3% from the quarter before.
Was Paymentus Holdings profitable in the third quarter 2026?
Operating profit was $33.5M (9.0% of revenue) and net earnings $27.5M.
Source: Paymentus Holdings 10-Q on SEC EDGAR.