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Prosperity Bancshares cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$302M in Q3 2026 · $706M over twelve months

Operating cash flow$315M
Capital spending−$13.8M
Free cash flow+$302M
Cash / net income2.2×

Analysis

In Q3 2026, Prosperity Bancshares generated $315M of operating cash flow and spent $13.8M on capital projects, leaving free cash flow of $302M. That is $116M more than in Q3 2025 ($186M).

Over the twelve months to Sep 30, 2026, operating cash flow was $741M; the largest uses were dividends ($249M), buybacks ($240M), capital spending ($35.2M); besides operations, cash came from other financing ($370M), asset & business sales ($24.3M); the cash balance rose by $596M.

Operating cash flow was $315M against net income of $141M — 2.2× profit, cash ran ahead of reported earnings. The largest differences: accrued liabilities +$81.1M, prepaid and other assets +$69.0M, depreciation & amortization +$19.6M.

Free cash flow

Prosperity Bancshares: free cash flow by quarterProsperity Bancshares: free cash flow by quarter−$211MQ4 2024$171MQ1 2025$91.8MQ2 2025$186MQ3 2025$68.5MQ4 2025$178MQ1 2026$158MQ2 2026$302MQ3 2026
Operating cash flow less capital spending.
Prosperity Bancshares: operating cash flow against capital spendingProsperity Bancshares: operating cash flow against capital spendingOperating cash flowCapital spending−$206M$4.8MQ4 2024$178M$7.1MQ1 2025$98.2M$6.4MQ2 2025$195M$9.2MQ3 2025$78.3M$9.9MQ4 2025$185M$7.0MQ1 2026$162M$4.6MQ2 2026$315M$13.8MQ3 2026
Latest (Q3 2026): Operating cash flow $315M, Capital spending $13.8M.

Capital allocation, year by year

Prosperity Bancshares: where the cash came from (up) and went (down), by fiscal yearProsperity Bancshares: where the cash came from (up) and went (down), by fiscal yearOperating cash flowAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $695MFY2021: Asset sales $24.2MFY2021: Capital spending −$19.0MFY2021: Buybacks −$52.1MFY2021: Dividends −$184M$719MFY2021FY2022: Operating cash flow $507MFY2022: Asset sales $10.1MFY2022: Capital spending −$42.4MFY2022: Buybacks −$65.7MFY2022: Dividends −$193M$517MFY2022FY2023: Operating cash flow $646MFY2023: Asset sales $15.4MFY2023: Capital spending −$34.2MFY2023: Acquisitions −$24.4MFY2023: Buybacks −$72.2MFY2023: Dividends −$206M$662MFY2023FY2024: Operating cash flow $473MFY2024: Asset sales $13.5MFY2024: Capital spending −$21.1MFY2024: Buybacks −$74.8MFY2024: Dividends −$214M$486MFY2024FY2025: Operating cash flow $550MFY2025: Asset sales $14.1MFY2025: Capital spending −$32.5MFY2025: Buybacks −$157MFY2025: Dividends −$221M$564MFY2025
Over these 5 years operating cash flow totalled $2.9B; the largest uses were dividends ($1.0B) and buybacks ($422M). Cash-flow statements as filed.

Where the cash came from and went

Prosperity Bancshares: sources (+) and uses (−) of cash, Q3 2026Prosperity Bancshares: sources (+) and uses (−) of cash, Q3 2026Cash drawn (+) / kept (−)−$680MOther investing$556MOperating cash flow$315MOther financing−$82.7MDividends−$72.1MBuybacks−$31.8MCapital spending−$13.8MAsset & business sales$8.9M
Prosperity Bancshares: sources (+) and uses (−) of cash, TTM to Q3 2026Prosperity Bancshares: sources (+) and uses (−) of cash, TTM to Q3 2026Operating cash flow$741MCash drawn (+) / kept (−)−$596MOther financing$370MDividends−$249MBuybacks−$240MCapital spending−$35.2MAsset & business sales$24.3MOther investing−$15.1M

From profit to cash

Prosperity Bancshares: net income to operating cash flow, Q3 2026Prosperity Bancshares: net income to operating cash flow, Q3 2026Net income$141MDepreciation & amortization$19.6MStock-based pay$4.3MGains on investments−$927KGains on disposals$2.6MAccrued liabilities$81.1MPrepaid and other assets$69.0MOperating cash flow$315M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsCash drawn (+) / kept (−)Free cash flow
Q3 2026$315M−$13.8M−$31.8M−$72.1M−$680M$302M
Q2 2026$162M−$4.6M−$13.7M−$60.4M−$135M$158M
Q1 2026$185M−$7.0M−$57.1M−$60.6M$200M$178M
Q4 2025$78.3M−$9.9M−$137M−$55.8M$18.6M$68.5M
Q3 2025$195M−$9.2M—−$55.1M−$461M$186M
Q2 2025$98.2M−$6.4M—−$55.3M$390M$91.8M
Q1 2025$178M−$7.1M—−$55.3M$278M$171M
Q4 2024−$206M−$4.8M—−$55.3M$238M−$211M

Prosperity Bancshares: income statement and cash flow

Prosperity Bancshares, Q3 2026: revenue $496M (+58% year over year), operating margin 37.7%. The chart follows the revenue to costs, profit and cash.

Prosperity Bancshares: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.